We were just about to sign contracts for a freehold house in Winslow. We have hit a problem. Our loan offer with TSB expires on 5/2/2019 but the sellers are suggesting a completion date of 7/2/2019. Can one extend the loan expiry date?
The person best placed to deal with your question is your solicitors who should determine whether he or she is corresponding with the bank, seller’s lawyers, selling agents or indeed all parties taking into account the circumstances your transaction as of today.
I am assisting my niece sell her house in Winslow. Does the conveyancer order the energy assessment or it is for me to coordinate?
Following the abolition of HIPs, energy performance certificates was kept a mandatory component of selling a house. An energy performance certificate must be to hand prior to the property being marketed. It is not a task that solicitors normally arrange. If you are instructing a Winslow conveyancing lawyer they might be willing to arrange energy performance certificates due to their relationships with long established Winslow assessors
We have a mortgage agreed in principle with Principality. Winslow conveyancing solicitors are instructed. What is the average time that one could expect to receive a mortgage offer from Principality?
There is no definitive answer here. Have Principality done the valuation? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We have agreed to purchase a house in Winslow. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
Given that your lender is Bank of Ireland your lawyer must check the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Bank of Ireland where a lease fails to satisfy these requirements. The provisions relate to the installation of panels on properties countrywide and is not limited to Winslow.
I need to instruct a conveyancing solicitor in Winslow for my remortgage. Is it possible to check a firm’s complaints history with the legal regulator?
Members of the public may review published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.
Back In 2006, I bought a leasehold flat in Winslow. Conveyancing and Coventry Building Society mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1991. The conveyancing solicitor in Winslow who acted for me is not around. What should I do?
First contact HMLR to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a Winslow conveyancing practitioner to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Winslow Leasehold Conveyancing - Sample of Queries Prior to Purchasing
Are any of leasehold owners in dispute over their service charge liability? Are there any major works on the horizon that will add a premium to the service charges?
I need to swap lawyers as my Winslow lawyer is not on the mortgage company's panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
If you haven't yet appointed a conveyancer to commence the conveyancing and have just received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Winslow that you're considering.