My mortgage broker says he needs my Great Linford law firm’s panel reference for the HSBC conveyancing panel. What is the best way to discover this. I have called my local Great Linford office but they have not responded to me.

You are best placed to get this information from your Great Linford conveyancing practitioner . Most Great Linford law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Great Linford for a purchase of a leasehold flat 10 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?

The quickest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Great Linford conveyancing specialists.

Over the last few months I have been searching for a ground for flat up to £195,000 and found one near me in Great Linford I like with open areas and transport links in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Great Linford in this price bracket, so just wondered if I would be making a mistake buying a short lease?

Should you need a home loan the shortness of the lease will likely be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

In surfing the web for the term cheap conveyancing in Great Linford it reveals many solicitorsin the area. How do I determine which is the suitable solicitor for purchase transaction?

The preferential method of finding a suitable conveyancer is via trusted recommendation, so enquire of colleagues and relatives who have purchased a property in Great Linford or a reputable estate agent or mortgage broker. Charges for conveyancing in Great Linford vary, so it's advisable to request a minimum of three estimates from varying types of law firms. Be sure to seek confirmation that the fees are fixed.

I have just started marketing my ground floor flat in Great Linford. Conveyancing solicitors are to be appointed soon, but I have recently had a half-yearly maintenance charge demand – Do I pay up?

The sensible thing to do is clear the maintenance contribution as you normally would as all ground rent and maintenance invoices will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Great Linford Leasehold Conveyancing - A selection of Questions you should consider before buying

Are there any major works in the near future that will likely increase the service fees? Best to be warned if fixing the lift or some other major work is anticipated to be shared between the leaseholders and will materially increase the the maintenance costs or require a one time invoice. What is the service charge and ground rent on the flat?