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Find a Great Linford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Great Linford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Great Linford conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Great Linford

My wife and I intend to remortgage our maisonette in Great Linford with Kent Reliance. We have a son 19 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have a couple of concerns (1) Is this document specific to the Kent Reliance conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

First, rest assured that your Kent Reliance conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kent Reliance. This is solely used to protect Kent Reliance if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kent Reliance had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

It is 10 years ago since I purchased my property in Great Linford. Conveyancing lawyers have just been retained on the sale but I can't find my title documents. Will this cause complications?

You need not be too concerned. Firstly there is a chance that the deeds will be kept by your lender or they could still be with the conveyancers who acted in the purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Most conveyancing in Great Linford relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.

Do I need to pop into the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Great Linford so that I can pop in to their offices if required.

Whereas this was necessary twenty years ago, the vast majority mortgage companies no longer oblige their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to hand over identification documents and there are still distinct benefits to using a locally based solicitor, in your situation a conveyancing solicitor in Great Linford.

Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a two bedroom flat in Great Linford. Do I collect the keys to the premises on the completion date from my lawyer? If this is the case, I will instruct a local conveyancing solicitor in Great Linford?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the seller's lawyers, and shortly after the monies have arrived, you will be called to receive the keys from the property Agents and move into your new home. Usually this happens early afternoon.

We are getting a further advance on our mortgage from Virgin Money as we want to carry out renovations to our property in Great Linford. Do we need to select a local Great Linford solicitor on the Virgin Money conveyancing panel to deal with the paperwork?

Virgin Money don't usually require a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money list.

We were going to get a OIP from Nottingham this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Great Linford solicitors on the Nottingham conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Great Linford solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.

I have recentlydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Great Linford for a purchase of a leasehold apartment 9 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?

The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Great Linford conveyancing specialists.

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