My husband and I are nearing an exchange on a property in East Hunsbury and my parents have transferred the ten percent deposit to my solicitor. I am now advised that as the deposit has been sent from someone other than me my solicitor needs to make a notification to my bank. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the lender about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

Your conveyancer is legally required to check with the bank to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only notify this to your lender if you agree, failing which, your lawyer must cease to continue acting.

Should conveyancers request money up-front for conveyancing in East Hunsbury?

If you are buying a property in East Hunsbury your solicitor will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the total price then this should be required shortly in advance of exchange of contracts. The final balance that is needed should be sent to your lawyer a few days ahead of the day of completion.

My property lawyer in East Hunsbury is not on the Accord Mortgages Ltd Conveyancing Panel. Can I still use my prefered solicitor notwithstanding that they are excluded from the Accord Mortgages Ltd approved list?

Your options are as follows:

1. Complete the purchase with your preferred East Hunsbury solicitors but Accord Mortgages Ltd will need to use a conveyancer on their list of acceptable firms. This will result in additional overall legal fees as well as cause delays.
2. Find a new practitioner to to deal with the purchase, obviously checking they are Accord Mortgages Ltd approved.
3. Persuade your Accord Mortgages Ltd solicitor to seek to join the Accord Mortgages Ltd panel

How easy is it to swap conveyancer as I have to instruct one who is on the Nationwide Building Society conveyancing panel. I instructed a local conveyancing solicitor in East Hunsbury round the corner but the firm is not accepted by Nationwide Building Society

We will our best to assist in finding you a conveyancing solicitor in East Hunsbury on the Nationwide Building Society panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in East Hunsbury. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in East Hunsbury.

I am in need of some leasehold conveyancing in East Hunsbury. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

Assuming the lease is registered - and most are in East Hunsbury - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

East Hunsbury Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing

Please tell me if there are any major works anticipated that will add a premium to the maintenance charges? It would be sensible to investigate if there are any onerous prohibitions in the lease. For example some leases prohibit pets being permitted in in a block in East Hunsbury. If you like the flatin East Hunsbury yet your dog is not allowed to live with you then you will be faced hard determination. Who takes charge for maintaining and repairing the block?