Last October we completed a house move in Wolverton. We have since encountered a number of problems with the house which we believe were omitted in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been ordered for conveyancing in Wolverton?
The question is not clear as to the nature of the problems and if they are relate to conveyancing in Wolverton. Conveyancing searches and due diligence undertaken during the buying process are supposed to help avoid problems. As part of the legal transfer of property, the vendor answers a document referred to as a SPIF. If the information ends up being misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Wolverton.
Do the Building Society Association intend to launch a online directory to list firms on the Melton Mowbray Building Society conveyancing panel for example in Wolverton?
We have not been informed any intention on the part of the BSA to develop such a search facility.
My stepmother advised me that in buying a property in Wolverton there may be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
There are a number of properties in Wolverton which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Wolverton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I recently had an offer agreed on a house in Wolverton. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. A couple of days later, the property lawyer called me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I was told three weeks ago that my mortgage has been agreed to by UBS. Is it usual for UBS to only issue the offer once my solicitor in Wolverton is approved on their conveyancing panel? UBS have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What will a local search inform me about the property I am buying in Wolverton?
Wolverton conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Onsearch The local search is essential in every Wolverton conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
The deeds to our property can not be found. The conveyancers who did the conveyancing in Wolverton 10 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title official documentation to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.