I am in the throes of transferring my domestic home loan to a BTL Aldermore mortgage. I was told by my mortgage that I need a solicitor for this. I spoke to the same Wolverton conveyancing firm who who conducted the conveyancing when I initially bought the property. The fee calculation issued of £550 is surprising as I am not require purchase conveyancing - it’s just a straightforward remortgage.

The estimate does seem a little overpriced. If you you were to look around you may be able to shave off some of the expense by as much as £100 plus VAT. That being said, assuming were happy with the legal work the firm offered you maycome to rue choosing an a cheaper lawyer. If is important to be sure the conveyancer can also act for Aldermore. You can utilise our search tool to get a quote a Wolverton conveyancing firm on the Aldermore member panel, which can often include conveyancing solicitors in Wolverton.

I am considering applying for a Co-operative mortgage for purchase of a newly converted (under development) in Wolverton with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Co-operative ?

There is nothing to stop you using your solicitor, but Co-operative will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

We previously chose solicitors with offices in Wolverton on the Lloyds solicitor approved list. They have just billed me a separate charge for the legal aspects of the Lloyds mortgage. Is this an additional conveyancing fee set by Lloyds?

As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor can charge a fee for this. The fee is not set by Lloyds but by your Wolverton conveyancing practitioner. Plenty of firms on the Lloyds panel will charge an ‘acting for lender’ fee and others do not.

We were going to get a AIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Wolverton solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?

You will need to appoint Wolverton solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.

My offer was accepted on a property in Wolverton on 1/3/2024, valuation was booked 4 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.

How do I identify a Wolverton law firm on the Bank of Scotland conveyancing panel? I have a car and am prepared to travel upto 20miles to meet the solicitor.

You can use the tool on this website. Please choose the lender and your location and you will see a number of Wolverton conveyancing lawyers based on proximity. We have detailed some Wolverton conveyancing firms at the bottom of this page and you can contact them to check if they are on the Bank of Scotland panel

How does one remove a departed person's name from the title register for a house in Wolverton?

Where a Wolverton property is co-owned and one of the owners dies, their name will not immediately be removed from the title deeds. It is not necessary to remove their name as in the event of a sale your conveyancer would just be required to evidence as to the reason the co proprietor is missing from the transfer, typically this is in the form of the probate documents.

With a view to making things simpler in the future you can arrange to have the deceased name erased from the title register by applying to HM Land Registry with proof of the death. There is no land registry fee payable.