Me and my wife are purchasing a ground floor flat in Bletchley. My property lawyer is not listed on the lender solicitor panel. Can I still use my Bletchley conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
One must appoint a conveyancing practitioner to deal with the formalities when you require a mortgage to purchase your home. They will carry out all the essential due diligence on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. One may appoint a Bletchley conveyancer of your choosing. However, where the conveyancer appointed is not on the mortgage company approved list supplemental fees will be levied as separate legal representation will be need by the lender. Bank panel applications may be submitted, so where your solicitor has not previously sought membership they should take the opportunity to apply.
Having sold my house in Bletchley last September yet the purchaser is SMS messaging every few hours complaining that his lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your solicitor should send the transfer deeds and all supplemental paperwork to the purchaser's solicitors. If applicable, your solicitor should also send confirmation that the mortgage has been repaid to the purchasers conveyancers. There is unlikely to be post completion requirements unique to conveyancing in Bletchley.
My Conveyancer in Bletchley is not on the Nationwide Building Society Solicitor Panel. Can I still retain my prefered solicitor even though they are not on the Nationwide Building Society panel of approved conveyancing solicitors?
The limited options open to you here include:
- Carry on with your existing Bletchley lawyers but Nationwide Building Society will need to retain a solicitor on their list of acceptable firms. This will result in additional overall conveyancing fees and result in delays.
- Find an alternative practitioner to to deal with the conveyancing, not forgetting to check they are Nationwide Building Society approved.
- Try to convince your Nationwide Building Society solicitor to attempt to join the Nationwide Building Society panel
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Bletchley?
There are many registered licenced Conveyancers in Bletchley and Solicitor firms in Bletchley offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
A relative pointed out to me me that in buying a property in Bletchley there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of anumerous of properties in Bletchley which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Bletchley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am purchasing a end of terrace house in Bletchley. The intention is to convert the garage to a playroom at the property.Will the conveyancing process involve enquiries to ascertain if these alterations are prohibited?
Your conveyancer should review the deeds as conveyancing in Bletchley will occasionally identify restrictions in the title deeds which restrict certain works or need the permission of another owner. Many extensions need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Bletchley is where the house is located. What do you suggest?
Flying freeholds in Bletchley are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bletchley you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bletchley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.