My mortgage broker has requested my Aspley Guise lawyer’ panel member for the Lloyds conveyancing panel. How do I discover this. I have contacted my local Aspley Guise office but they don't know it.

Have you tried contacting your Aspley Guise conveyancer about this?. Most Aspley Guise conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

Can I use your services to recommend a Conveyancing solicitor in Aspley Guise even where I’m not purchasing or selling a house, for instance if I want to acquire an office in Aspley Guise with a mortgage from TSB?

The service is predominantly there to get a quote from residential conveyancing solicitors in Aspley Guise but we have listed at the end of this page a selection of Aspley Guise commercial conveyancing firms. You will need to make contact with the company directly to see if they are also authorised to represent TSB

My husband and I decided to purchase a newbuild apartment in Aspley Guise with a loan from Barclays Direct.We like our Aspley Guise conveyancing solicitor but Barclays Direct says his firm is not listed on their "panel". We have to appoint a Barclays Direct panel solicitor or retain our preferred solicitor and fork out for one of their panel ones to act for them. This seems very unfair; is there anything we can do?

No, not really. The mortgage offered to you contains various provisions, one of which will be that conveyancers must be on the Barclays Direct solicitor panel. Until recently, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Barclays Direct

A relative advised me that where I am buying in Aspley Guise I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Aspley Guise conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Aspley Guise around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Aspley Guise Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data concerning Aspley Guise.

I'm purchasing my first flat in Aspley Guise with the aid of help to buy. The sellers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not to tell my solicitor about this side-deal as it will put at risk my mortgage with HSBC Bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.