Me and my wife are purchasing a leasehold flat in Aspley Guise. My lawyer has never been on on the mortgage company approved list. Can I still continue with my Aspley Guise conveyancing solicitor even though they are excluded from the lender approved list?

You have numerous choices open to you here

• Complete the purchase with your existing Aspley Guise property lawyer but your lender will undoubtedly retain a conveyancing practitioner on their conveyancing panel. The net result is additional charges and probable interruption.
• Get a new lawyer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
• Convince your lawyer to apply to join the lender panel

I am buying a garden flat in Aspley Guise. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Aspley Guise you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Aspley Guise.

I am helping my step-mother sell her property in Aspley Guise. Will the conveyancer order an energy performance certificate or do I organise this?

Following the abolition of Home Information Packs, energy performance certificates was maintained a mandatory part of selling a house. An EPC should be commissioned prior to the property being marketed. It is not as aspect of the sale process that lawyers normally organise. Where you are instructing a Aspley Guise conveyancing practitioner they might help arrange energy assessments due to their contacts with reputable Aspley Guise assessors

My wife and I are in the throws of viewing apartments in Aspley Guise and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with UBS.

It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are obtaining a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.

I was told four weeks ago that my mortgage has been agreed to by Leeds Building Society. Is it usual for Leeds Building Society to only issue the offer once my solicitor in Aspley Guise is approved on their conveyancing panel? Leeds Building Society have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.

Despite weeks of looking the Title Certificate and documents to our house can not be found. The conveyancers who conducted the conveyancing in Aspley Guise 10 years ago have long since closed. What do I do?

You no longer need to have the physical deeds to evidence that you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.

How does conveyancing in Aspley Guise differ for new build properties?

Most buyers of new build residence in Aspley Guise approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Aspley Guise typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Aspley Guise or who has acted in the same development.