My partner and I are intent on buying residence in Marston Moretaine. My lawyer is not on the lender approved panel. Am I still permitted to continue with my Marston Moretaine conveyancing solicitor even though they are not on the lender list of approved lawyers?

You have a couple of options open to you here

• Carry on with your chosen Marston Moretaine property lawyer but your lender will need to instruct a lawyer on their conveyancing panel. The net result is additional fees together with probable delay.
• Choose a new lawyer to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
• Convince your lawyer to pull out all the stops to join the lender’s conveyancing panel

In what way does my ID and proof of funds have anything to do with my conveyancing in Marston Moretaine? What am I being asked for?

You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Marston Moretaine. However these days you can not proceed with any conveyancing transaction in the absence supplying proof of your identity. This usually takes the form of a either your passport or driving licence plus a bank statement. Please note that if you are supplying your driving licence as proof of ID it must be both the paper section as well as the photo card part, one is not sufficient in the absence of the other.

Verification of the origin of funds is necessary under Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancing solicitor will need to have this information on record. Your Marston Moretaine conveyancing lawyer will require evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask further questions regarding the origin of monies.

I am thinking of remortgaging my property in Marston Moretaine, does my lawyer have to be on the Clydesdale Solicitor panel?

There is nothing to stop you using your solicitor, but Clydesdale will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I opted to have a survey completed on a house in Marston Moretaine ahead of retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks may refuse to issue a mortgage on a flying freehold house.

It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Marston Moretaine. Conveyancing will be smoother if you use a solicitor in Marston Moretaine especially if they are familiar with such properties in Marston Moretaine.

My sister purchased her house in Marston Moretaine ten years ago. She has got married, divorced and is now remarried. She now wishes to dispose of the Marston Moretaine property. I suspect that she will simply be need to provide a copy of the marriage papers to the property lawyer however she is worried it could hold up the conveyancing. Should she appoint a property lawyer to update the title information for the house?

You are not required to bring up to date the register on the basis that you have the proof required to demonstrate how the name change resulted.

Any purchaser’s conveyancer should review the land registry information and requisition evidence to establish the name change for instance marriage certificates.