I sincerely hope you can help me. My Marston Moretaine lawyer is advising me that she is duty bound toapply for Marston Moretaine conveyancing searches becausethe firm are on the Santanderapproved lawyer panel. Is this really necessary?

You have limited options available to you. As you are taking a mortgage with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Marston Moretaine conveyancing searches.

Is it necessary to take out insurance to cover chancel repairs when acquiring a property in Marston Moretaine?

Unless a prior acquisition of the house took place post 12 October 2013 you may assume that solicitors carrying out conveyancing in Marston Moretaine to remain encouraging a chancel search and or insurance against a claim.

I am purchasing my first flat in Marston Moretaine with the aid of help to buy. The developers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not reveal to my lawyer about the extras as it will impact my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Marston Moretaine is where the house is located. Can you offer any assistance?

Flying freeholds in Marston Moretaine are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Marston Moretaine you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Marston Moretaine may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

What is the reason for new build conveyancing in Marston Moretaine being more expensive?

Conveyancing in Marston Moretaine for newly converted or new build properties can sometimes involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as supplemental queries and contractual considerations.