My mortgage broker has asked me for my Biddenham solicitor’s panel member for the Nationwide conveyancing panel. Can you suggest how I discover this. I have called my local Biddenham branch but they have not got back to me yet.

Have you tried speaking to your Biddenham conveyancing practitioner about this?. Most Biddenham conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

Me and my partner are about to exchange on the purchase of a house in Biddenham but as a result of wreckage from the recent storms I have managed to agree recompense from the current proprietors in the sum of three thousand pounds by way of a deduction in the price. I had intended this to be addressed as part of a side agreement however Skipton are not allowing this. Why were they informed?

The conveyancer being on a Skipton approved list is required to disclose to Skipton of any changes to the purchase price. If you prohibit your conveyancing practitioner to notify the reduction to Skipton then they would have to discontinue acting for you. In addition, Skipton and you would have to appoint a new lawyer for your conveyancing in Biddenham.

Me and my partner are buying a house in Biddenham. I might seem paranoid but how we can trust a solicitor? On completion day we have to send money into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am assisting my step-mother sell her house in Biddenham. Will the conveyancer arrange an EPC or it is for the owner to see to?

Following the abolition of HIPs, energy assessments was left as a mandatory component of moving property. An EPC must be to hand before the property is advertised. It is not as aspect of the sale process that solicitors normally arrange. If you are instructing a Biddenham conveyancing practitioner they might be able to arrange energy assessments due to their relationships with long established local providers

My husband and I are at the point of viewing apartments in Biddenham and I am about to put in an offer. Is it best to have a conveyancer on ‘stand by’? I will be getting a home loan with RBS.

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are taking out a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.

I'm buying my first flat in Biddenham with a loan from Leeds Building Society. The builders would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not inform my solicitor about this side-deal as it could impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the estate of my grandmother I am selling a property in Newport but live in Biddenham. My lawyer (based 250 kilometers awayrequires that I execute a stat dec prior to completion. Could you suggest a conveyancing lawyer in Biddenham to attest and place their company stamp on the document?

Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Biddenham based