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Find a Biddenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Biddenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Biddenham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Biddenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Biddenham

In the event thatI were to purchase a simple residential housein Biddenham for cash and dispense with a survey and no local authority searches how much would I expect to to save on my conveyancing in Biddenham?

Any savings you would make would be limited to the Biddenham conveyancing searches. The property lawyer still be obliged to do everything else - money laundering, correspond with your vendors lawyer, SDLT return, register the title etc. You might save a bit for them not needing to register a charge however it will not be meaningful.

Are the Biddenham conveyancing solicitors identified as being on the HSBC conveyancing panel, together with their details provided by HSBC?

Biddenham conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.

I have been told that property searches are the number one cause of delay in Biddenham house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Biddenham.

four months have gone by since my purchase conveyancing in Biddenham concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one near me in Biddenham I like with open areas and transport links in the vicinity, the downside is that it only has 61 years on the lease. I can't really find anything else in Biddenham suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

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