My wife and I are hoping to purchase a home in Biddenham and have instructed a Biddenham conveyancing practice. Within the last couple of days our property lawyer has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. Clydesdale have this afternoon contacted us to advise us that there is now an issue as our Biddenham solicitor is not on their approved list of lawyers. Is this a problem?
When purchasing a property with mortgage finance it is usual for the purchasers' solicitors to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Biddenham solicitors, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
Can you suggest a The Mortgage Works approved Biddenham conveyancing practice finish our home move within 10 days? Would it be better to use a high street Biddenham conveyancer or a national conveyancer?
We can recommend some very good Biddenham conveyancing firms. You can also walk up the high street in Biddenham. Visit two or three firms and request to see a conveyancing solicitor for a costs illustration. Explain your requirements together with the reasons and get a commitment on your deadline. Choose the lawyer that you are most comfortable with.
In looking at consumer advice sites for a cheap solicitor in Biddenham, most say that I must look for a CQS kitemarked lawyer. Can you explain what CQS is?
Biddenham Conveyancing Quality Scheme law firms have been granted accreditation by the law Society CQS was brought about to promote high standards in the home moving process. CQS enables buyers and sellers to recognise solicitor firms who provide a quality residential conveyancing. Biddenham is one of the many areas in England and Wales in which CQS are based. The scheme obliges solicitors to undergo a strict assessment, compulsory training, self-reporting, random audits and annual reviews in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Legal Ombudsman.
Hoping to buy a property located in Biddenham and I am already nervous. I couldn't find anything specific about Biddenham. Conveyancing will be needed in due course but do you know about the Biddenham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Biddenham. In the meantime here are some basic statistics that we found
My husband and I are 14 days into a residential purchase having been recommend to conveyancers by the estate agent to perform conveyancing in Biddenham. I am not happy. Can you you assist me in finding new lawyers?
They would have to be very poor to suggest replacing them. Has the mortgage been sent? If so you need to advise them of the new lawyer and ensure the mortgage documents are re-sent. Your conveyancer should be on the mortgage company approved list to avoid escalating charges and delays. So that should be your starting point. Our find a solicitor tool should assist you in finding a bank approved conveyancer for your conveyancing in Biddenham