Having been recommended your web site we were about to use a conveyancing solicitor in Biddenham listed using your comparison tool but stumbled across alternative fee calculations via the web appear less pricey – how come?
There are plenty of firms advertising alleged cheap conveyancing, but extracosts result in the completion fee totally different to the one you expected. Conveyancers are obliged to make sure that charges set out in terms of engagement should be equitable raised The law firms that we put forward for conveyancing in Biddenham specify all legal fees for the property you intend topurchase.
We are getting the release of further monies on our home loan from RBS as we intend to conduct alterations to our house in Biddenham. Do we need to appoint a high street Biddenham solicitor on the RBS conveyancing panel to deal with the legals?
RBS would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.
I am currently in the process of buying my council flat in Biddenham. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
I have instructed a Biddenham property lawyer having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Biddenham postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Biddenham.
Various internet forums that I have frequented warn that are the primary reason for obstruction in Biddenham conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of slowing down conveyancing in Biddenham.
Am I best advised to choose a Biddenham conveyancing practitioner in close proximity to the house I am purchasing? We have a good friend who can execute the conveyancing however her office is over three hundred kilometers away.
The primary upside of using a high street Biddenham conveyancing firm is that you can drop in to execute paperwork, hand in your ID and apply pressure on them where appropriate. They will also have local intelligence which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and on the whole were content that should trump using an unfamiliar Biddenham conveyancing lawyer solely due to them being based in the area.
How much should conveyancing in Biddenham cost?
The amount you are charged for conveyancing in Biddenham are likely to be calculated at:
- a fixed amount; or
- on a time spent basis (i.e. the time spent on the particular case).
These days very few Biddenham conveyancing companies charge by the clock