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Find a Biddenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Biddenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Biddenham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Biddenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Biddenham

In what way does my ID and proof of funds have anything to do with my conveyancing in Biddenham? Why is this being asked of me?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms of Engagement that you are required to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to supply identification documents, your solicitor can not take you on as a client.

We are aiming to move home in April. Should my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you suggest a removal company in Biddenham. Conveyancing lawyer was chosen before I stumbled across your page.

On the day of completion you will need to pick up the keys from the selling agent however this should only happen once the vendors conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. Subsequently you will need to inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can help you find a conveyancing in Biddenham or a solicitor with expertise in conveyancing in Biddenham.

I have today made my last payment due on my mortgage with Santander. I assume I don't need a Biddenham solicitor on the Santander panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Santander has sent the Land Registry the discharge electronically, and
  3. Santander has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Santander mortgage has been paid off.

My offer was accepted on an apartment in Biddenham on 7/12/2021, valuation was booked five days after, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Are there restrictive covenants that are commonly picked up during conveyancing in Biddenham?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Biddenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Biddenham is where the house is located. Can you offer any advice?

Flying freeholds in Biddenham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Biddenham you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Biddenham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I am looking for a conveyancing lawyer in Biddenham for my home move. Is there any facility to check a firm’s complaints history with the legal regulator?

Members of the public may review published Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training purposes.

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Find out more about how flying freehold can affect your the value of a property.