We are planning to acquire a house and require a conveyancing solicitor in Great Barford who is on the Skipton approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Great Barford.
We're in Great Barford, First timers purchasing with a mortgage (lender is Nationwide , and our lawyer is on the Nationwide conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Nationwide conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Is it the case that all Great Barford CQS (Conveyancing Quality Scheme) solicitors are on the Principality conveyancing list of approved firms?
It is true that some banks and building societies now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
We were going to get a AIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Co-operative recommend any Great Barford solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint Great Barford solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
My sealed bid on a property in Great Barford has been accepted, the vendors do however have a dependent purchase. The vendors have placed an offer on a property, however it’s not yet tied up, and are looking at other properties booked. I have chosen a local conveyancing solicitor in Great Barford. What should be my next step? At what point should I apply for the mortgage with Nottingham?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Great Barford conveyancing search costs, etc). The first thing to do is ensure that your lawyer is on the Nottingham conveyancing panel. Regarding the next stages this very much depends on the circumstances of your case, attraction to the property and on the state of the market. In a rising market many purchasers will apply for the mortgage with Nottingham and pay for the valuation and only if it was satisfactory would they ask their solicitor to press on with searches.
Are there restrictive covenants that are commonly identified during conveyancing in Great Barford?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Great Barford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a ground for flat up to £195,000 and found one close by in Great Barford I like with a park and railway links in the vicinity, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Great Barford suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the remaining unexpired lease term will be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.