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Recently asked questions about conveyancing in Great Barford

Me and my partner are buying our first house. The conveyancing practitioner has calledto ask if we would like to order additional conveyancing searches. We are really unsure what's appropriate for conveyancing in Great Barford

The scope of Great Barford conveyancing searches depends entirely on the premises, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your general appetite to risk. What matters is that you properly understand what information each search could give you. Then you can decide if you consider that you need that information. Where you are unclear, ask the conveyancer to advise.

As someone with no idea as to the Great Barford conveyancing process what is the number one tip you can give me concerning the legal transfer of property in Great Barford

You may not hear this from too many lawyers but conveyancing in Great Barford and elsewhere in England and Wales is an adversarial experience. In other words, when it comes to conveyancing there is plenty of room for friction between you and others involved in the legal transfer of property. E.g., the seller, estate agent and on occasion your mortgage company. Appointing a solicitor for your conveyancing in Great Barford should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the legal process whose interest is to act in your legal interests and to keep you safe.

Sometimes a potential adversary will try and sway you that you should follow their advice. For instance, the estate agent may claim to be helping by claiming that your conveyancer is slow. Or your mortgage broker may try to convince you to do something that is contrary to your lawyers advice. You should always trust your lawyer above all other parties in the conveyancing process.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Great Barford. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/2/2019, the requirements read as follows :

I am looking for a leasehold apartment up to £305k and found one near me in Great Barford I like with amenity areas and station in the vicinity, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Great Barford suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

If you require a mortgage the remaining unexpired lease term may be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

My folks cant seem to find their Great Barford land registry title on the site. They recall that back in the 70’s when they purchased the house there were complications regarding the post code not being recognised in some systems.

The vast majority of properties in Great Barford should show up. Have you endevoured to search with just the postcode. Normally it should disclose all the houses and flats within the postcode. Where recorded it will show up with a title number. If they bought 48 years ago it's conceivable it may be unregistered. The property could still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title papers which could be with your parent’s bank.

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Neighbouring Locations

St Neots
Great Barford

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