Find a St Neots Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Neots? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Neots conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in St Neots

A loan offer from Santander for the refinancing of my single room maisonette is to be issued imminently. Are you able to put forward a low cost conveyancing solicitor in St Neots?

You are on the wrong site if you are in need of the cheapest conveyancing solicitors in St Neots. We can offer you value for money conveyancing but we do not work with the cheapest lawyers. Resist the temptation to appoint organisations teasing you with ninety nine pound conveyancing in St Neots. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst it will result in you invoiced for additional fees and still not end up with the service expected.

Our solicitor has discovered a defect with the lease for the property we are purchasing in St Neots. The other side have offered title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor says that he must be satisfied that the mortgage company is content with this solution. Are we the client or is the lender?

Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the mortgage company are the client. The appropriate lender requirements must be adhered to.

Due to the encouragement of my in-laws I had a survey completed on a property in St Neots prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some lenders may not give a mortgage on such a premises.

It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Neots. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St Neots to see if the conveyancing costs will increase in light of this.

As co-executor for the will of my aunt I am selling a residence in Swansea but live in St Neots. My conveyancer (based 250 kilometers from meneeds me to execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing lawyer in St Neots to witness this legal document for me?

Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are St Neots based

Expecting to sign contracts shortly on a leasehold property in St Neots. Conveyancing solicitors assured me that they will have a report out to me on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in St Neots should include some of the following:

    Setting out your rights in relation to common areas in the building.E.G., does the lease include a right of way over an accessway or hallways? Repair and maintenance of the property You should have a good understanding of the insurance obligations if lease has a provision for a slush fund? You should know if the lease permits you to alter or upgrade anything in the premises- you must know whether any restrictions relates to all alterations or limited to structural alteration, and whether licences for alterations is mandated necessary
For details of the information to be contained in your report on your leasehold property in St Neots please enquire of your lawyer in advance of your conveyancing in St Neots.

St Neots Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

    The prefered form of lease structure is a share of the freehold. In this arrangement the lessees enjoy being in charge if their destiny and even though a managing agent is often employed if it is bigger than a house conversion, the managing agent retained by the leaseholders. It is important to be aware whether a new roof is being installed or some other significant cost is coming up that will be shared between the tenants and will materially increase the the service fees or result in a one time payment. Are there any major works anticipated that will add a premium to the service charges?

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Find out more about how flying freehold can affect your the value of a property.