Can the conveyancing practitioners revealed via your ’find a lawyer’ app handle right to buy conveyancing in Godmanchester?
We have identified a variety of conveyancing lawyers who can handle right to buy conveyancing matters Please e-mail the solicitors listed with a view to get a conveyancing quote.
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Godmanchester so that I can pop in to their offices if necessary.
As opposed to 15 years ago, the vast majority banks no longer require their conveyancing panel solicitor to witness the borrowers signature. It will still be necessary for you to provide identification documents and there are still distinct advantages to instructing a local ayer, in your case a conveyancing solicitor in Godmanchester.
I'm in the throws of looking at flats in Godmanchester and I am now considering a potential offer. Is it advisable to have my solicitor on ‘stand by’? I am planning to take a home loan with Kent Reliance.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are getting a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.
I have today made my last payment due on my mortgage with Barclays. I assume I don't need a Godmanchester conveyancer on the Barclays panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I am currently in the process of buying my council flat in Godmanchester. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Godmanchester is the location of the property. Can you offer any opinion?
Flying freeholds in Godmanchester are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Godmanchester you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Godmanchester may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Our lenders have just issued us with a mortgage offer. We instructed a high street conveyancer in Godmanchester yesterday. Today, our mortgage adviser phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the mortgage company had a say Is this legal?
You are permitted to use any lawyer you prefer to choose including the said conveyancer in Godmanchester but if your bank aren't happy with them you must incur additional cost so your bank can appoint their own solicitors as well to protect their interest. It may be conceivable that your preferred conveyancing firm to get added to the mortgage company list of approved firms. You can use internet search facilities including lenderpanel.com to find a conveyancing solcitor in Godmanchester on the bank panel. You can go into your high street lender branch in Godmanchester. They will know some good conveyancing solicitors in Godmanchester on the lender panel.