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Recently asked questions about conveyancing in Ramsey

What does my ID and proof of funds have anything to do with my conveyancing in Ramsey? Why is this being asked of me?

In order to comply with Money Laundering Regulations any Ramsey conveyancing firm will require evidence of your identity in all conveyancing transactions. This is normally dealt with by provision of a passport and an original bank statement or utility bill showing where you live.

Under Money Laundering Regulations, property lawyers are obliged by law to check not just the identity of conveyancing clients but also the source of the money that they receive in respect of any matter. Refusal to disclose this will lead to your conveyancer ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers are duty bound to inform the appropriate authorities should they consider that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

A colleague recommended that if I am buying in Ramsey I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Ramsey conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Ramsey around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ramsey Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Ramsey Education with maps and statistics, Local Amenities and other useful information about Ramsey.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Ramsey?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Ramsey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been recommended by a number of estate agents in Ramsey to get a quote from a conveyancer on your site. Is there a financial inducement for Estate Agents to promote your site ahead of a competitor’s?

We refuse to give any financial incentive for pointing buyers and sellers to this site. We thought it would be too underhand a fee as a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Living abroad it is not practicable to be present at my Ramsey conveyancing practitioners office to sign documents for conveyancing in Ramsey – is this a problem?

No. Ramsey conveyancing solicitors can conduct conveyancing transactions for clients nationwide. You are unlikely to be required to attend a Ramsey conveyancers office. They can deal with everything remotely from their Ramsey office.

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