My fiance’s dad is a conveyancing practitioner. I expect that I will receive mate’s pricing for conveyancing, but if not, what kind of figure should I be expecting for conveyancing in Ramsey?
It’s a good idea to obtain 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this site. You will notice that quotes do vary but the service one can expect differ between conveyancers as is true with the vast majority of professional services.
I'm buying a new build house in Ramsey with a mortgage from Nottingham Building Society. The sellers would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not inform my solicitor about the deal as it would jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Ramsey is the location of the property. Can you offer any opinion?
Flying freeholds in Ramsey are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ramsey you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ramsey may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What tools are available to identify a Ramsey solicitor on the Accord Mortgages Ltd conveyancing panel? I drive a motor bike and am willing to travel upto 10kilometers to meet the solicitor.
You can use the facility on this page. Please select a bank and your location and you will see a number of Ramsey conveyancing lawyers located nearest you. We have listed some Ramsey conveyancing firms towards the end of this page and you can call them to see whether they are on the Accord Mortgages Ltd approved list
Are Ramsey conveyancing solicitors duty bound by the Law Society to supply clear conveyancing figures?
Contained within the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, constitute the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Ramsey or or elsewhere in the country.