My wife and I are soon to exchange buying a house in Ramsey but as a consequence of damage from a small fire at the property I have managed to agree compensation from the owner in the sum of £2k taking the form of a deduction in the price. This was going to be addressed as part of the conveyancing process but Clydesdale are not allowing this. Should they have been approached?
Any property lawyer that is on the Clydesdale conveyancing panel is required to advise Clydesdale of any amendments to the sale price. If you prohibit your solicitor to report the price change to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new conveyancer for your conveyancing in Ramsey.
I have been referred to a conveyancing solicitor in Ramsey. I need to find out whether they are accepted on the TSB approved list of lawyers. Could you advise?
You should call the lawyer and ask them whether they can act for the bank. Alternatively you should call TSB who may be able to confirm.
Have just purchased a probate house at auction in Ramsey. Conveyancing is required. What are my next steps?
Having legally bound yourself to purchase you must hire the services of a conveyancing practitioner as a matter of urgency as you now have a tight a fixed date to complete the transaction. Every auction property will have a corresponding auction pack. This should include most,if not all of the documents that your solicitor requires. If you have purchased leasehold premises the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You must hand this to your appointed conveyancing solicitor ASAP. Do make sure that your finances are in order to complete on the date specified in the contract.
Is there a list of Leeds Building Society panel conveyancers in Ramsey on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings available on the web. If you are looking for a Ramsey property lawyer on the Leeds Building Society please use our tool.
I'm in the throws of viewing apartments in Ramsey and I am now considering a potential offer. Is it advisable to have a conveyancing practitioner on ‘stand by’? I am planning to take a home loan with Leeds Building Society.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are seeking a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Ramsey is where the house is located. Can you offer any advice?
Flying freeholds in Ramsey are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ramsey you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ramsey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I was pointed in your direction by a number of selling agents in Ramsey to find a solicitor using your seach tool. Is there a financial advantage for Estate Agents to offer your lawyers over and above another?
We refuse to make any financial incentive for sending work in our direction. We found it would be just too difficult a fee as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.