I am purchasing a garden flat in Ramsey. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Ramsey you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Ramsey.

How does conveyancing in Ramsey differ for newly converted properties?

Most buyers of new build residence in Ramsey come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Ramsey usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ramsey or who has acted in the same development.

Am I better off to go with a Ramsey conveyancing practitioner who is local to the property I am purchasing? We have a good friend who can deal with the conveyancing however his firm is located 200kilometers drive away.

The benefit of a high street Ramsey conveyancing firm is that you can pop in to execute documents, deliver your identification documents and pester them if necessary. They will also have local insight which is a bonus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were content that must surpass using an unfamiliar Ramsey conveyancing solicitor solely due to them being local.

I’m about to sell my ground floor flat in Ramsey. Conveyancing lawyers have not yet been instructed, but I have recently received a quarterly service charge invoice – should I leave it to the buyer to sort out?

It best that you clear the invoice as normal as all ground rent and maintenance charges will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Ramsey Leasehold Conveyancing - Sample of Queries Prior to buying

Are any of leasehold owners in dispute over their service charge liability? This information is useful as a) areas could cause problems in the building as the common areas may start to deteriorate where repairs remain unpaid b) if the leaseholders have a dispute with the managing agents you will want to know about it

Do I have to attend the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Ramsey so that I can pop in to their offices if necessary.

Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Ramsey. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.