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Find a Swavesey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Swavesey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Swavesey home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Swavesey conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Swavesey

I own a freehold residence in Swavesey yet pay rent, why is this and what is this?

It’s unusual for properties in Swavesey and has limited impact for conveyancing in Swavesey but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

I'm the only beneficiary of my late mum's will with all property in now in my sole name, including the house in Swavesey. The Swavesey property was put into my name in October. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership could be regarded the same way as though I had purchased the house in October. Will no one buy the property for half a year?

The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. Most mortgage companies would take a practical view as this obligation primarily exists to identify subsales or the flipping of property.

Does a directory service exist listing Kent Reliance panel conveyancers in Swavesey on the Building Society Association’s Website?

No. There is no such tool on the CML or Building Society Association websites. Very few lenders make their panel listings available online. If you are seeking to appoint a Swavesey property lawyer on the Kent Reliance please make the most of our tool.

The formalities of my purchase has taken place for my property in Swavesey. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

My partner and I are downsizing from our house in Swavesey and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Swavesey conveyancer would know that there is no such problem. It does beg the question why the buyers are using a factory type conveyancing outfit rather than a conveyancing solicitor in Swavesey. We have lived in Swavesey for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

How does conveyancing in Swavesey differ for newly converted properties?

Most buyers of new build premises in Swavesey come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is built. This is because developers in Swavesey usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Swavesey or who has acted in the same development.

Are there any apps to assist me to search for a Swavesey law firm on the Platform Home Loans Ltd conveyancing panel? I have wheels and am happy to travel upto 25kilometers to meet the conveyancer.

Feel free to make use of the tool on this website. Please choose the bank and your location and you will see a number of Swavesey conveyancing lawyers located nearest you. We have listed some Swavesey conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Platform Home Loans Ltd member panel

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Find out more about how flying freehold can affect your the value of a property.