My uncle passed away six months ago and as sole heir and executor I was left the house in Swavesey. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?

If you plan to re-mortgage then Yorkshire BS will require that you use a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.

We are purchasing a flat in Swavesey. I might seem paranoid but how we can trust a solicitor? At some point we have to send our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

This question may be naive but I am wet behind the ears as a 1st time purchaser of a garden flat in Swavesey. Do I pick up the keys to the house on completion from my solicitor? If so, I will find a local conveyancing solicitor in Swavesey?

On the day of completion you do not need to attend the conveyancers office in Swavesey. Your solicitors will transfer the completion advance to the seller's lawyers, and shortly after the monies have arrived, you should be invited to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.

Last month we had a mortgage agreed in principle with Coventry BS. Swavesey conveyancing lawyers have been instructed. What is the average time that one could expect to receive a mortgage offer from Coventry BS?

There is no definitive answer here. Have Coventry BS completed the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

We are purchasing a property and the solicitor has identified Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this really warranted for conveyancing in Swavesey

Unless a prior purchase of the house completed after 12 October 2013 you can assume that solicitors conducting conveyancing in Swavesey to remain recommending a chancel search and or insurance against a claim.

I'm buying a new build house in Swavesey with a loan from The Royal Bank of Scotland. The sellers would not budge the price so I negotiated 6k of fixtures and fittings instead. The property agent told me not to tell my conveyancer about this extras as it may adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Whilst your website is a good idea there are many lawyers listed near Swavesey being on the lender conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the bank approved panel?

We are not in the business of recommending one firm above another as the right Swavesey conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Swavesey knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..