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Find a Cottenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cottenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cottenham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cottenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cottenham

My aunt passed away last year and as sole heir and executor I was left the house in Cottenham. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this possible?

Given you plan to refinance then Nationwide will insist on your using a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.

My relative recommended that where I am buying in Cottenham I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually included in the estimate for your Cottenham conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Cottenham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Cottenham Education with maps and statistics, Local Amenities and other useful information concerning Cottenham.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Cottenham is the location of the property. Is there any advice you can impart?

Flying freeholds in Cottenham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cottenham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cottenham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

As co-executor for the estate of my uncle I am selling a house in Monmouth but I am based in Cottenham. My lawyer (who is 300 miles from meneeds me to execute a stat dec prior to completion. Can you recommend a conveyancing solicitor in Cottenham to witness and place their company stamp on the document?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Cottenham

We are in the process of a leasehold sale of a flat in Cottenham. Conveyancing is fine but we have been asked to pay a fortune by the managing agents. So far we have forked out £250 for a leasehold management information and then a further £134.40 for responses to questions supplied by the buyers lawyer.

Your conveyancing practitioner will not have any control over the extent of the charges for this information however the average fee for the information for Cottenham leasehold property is £380. When it comes to Cottenham conveyancing transactions it is customary for the seller to cover the costs. The landlord or their agents are under no statutory obligation to address such questions although many will agree to do so - albeit often at high prices disproportionate to the work involved. Regretfully there is no legislation that mandates capped fees for administrative tasks. There is no legal time frame by which they are obliged to supply the information.

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Find out more about how flying freehold can affect your the value of a property.