Find a Cottenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cottenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cottenham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cottenham conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Cottenham

My IFA has asked me for my Cottenham lawyer’ panel reference for the Lloyds conveyancing panel. How do I discover this. I have contacted my local Cottenham office but they have not responded to me.

Have you tried speaking to your Cottenham solicitor about this?. Most Cottenham law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

Can your site be used to locate a Conveyancing solicitor in Cottenham even where I’m not buying or selling a house, for instance where I want to acquire an office in Cottenham with a mortgage from Lloyds TSB Bank?

Our comparison service is primarily there to locate residential conveyancing solicitors in Cottenham but we have listed towards the end of this page some Cottenham commercial conveyancing firms. You will need to speak with the company directly to see if they are also authorised to represent Lloyds TSB Bank

Various online forums that I have visited warn that are the number one reason for hinderance in Cottenham house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Cottenham.

Due to the encouragement of my in-laws I had a survey completed on a house in Cottenham before appointing solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders will refuse to issue a mortgage on a flying freehold home.

It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cottenham. Conveyancing will be smoother if you use a solicitor in Cottenham especially if they are acquainted with such properties in Cottenham.

I have just started marketing my garden apartment in Cottenham. Conveyancing solicitors are to be appointed soon, but I have just received a quarterly maintenance charge demand – should I leave it to the buyer to sort out?

The sensible thing to do is clear the invoice as you normally would given that all ground rent and service payments should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Cottenham Leasehold Conveyancing - Examples of Questions you should ask before Purchasing

    This question is helpful as a) areas may cause problems for the building as the communal areas may start to deteriorate where services remain unpaid b) if the tenants have an issue with the managing agents you will need to know about it What prohibitions are there in the Cottenham Lease? Where a Cottenham lease has no more than 80 years it will affect the marketability of the apartment. It is worth checking with your bank that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this will be. Remember, in most cases you will need to own the residence for two years in order to be entitled to extend the lease.

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Find out more about how flying freehold can affect your the value of a property.