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Recently asked questions about conveyancing in Milton

How does conveyancing in Milton differ for newly converted properties?

Most buyers of new build property in Milton approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Milton usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Milton or who has acted in the same development.

Due to the guidance of my in-laws I had a survey completed on a house in Milton prior to appointing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Milton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Milton to see if the conveyancing will be more expensive.

We are a fortnight into a leasehold purchase having been directed to solicitors by the local agent to execute conveyancing in Milton. I am not happy. Could you you assist me in finding new solicitors?

They would need to be very poor in order to consider changing them. Has the mortgage been generated? In the event that it has you must make them aware of the new contact details and have the offer are re-issued. Your new conveyancer needs to be on the banks approved list to avoid escalating costs and complications. So that should be your starting point. The find a solicitor tool will assist you in finding a bank approved lawyer for your conveyancing in Milton

My wife and I purchased a leasehold flat in Milton. Conveyancing and Aldermore mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Milton who acted for me is not around. Any advice?

The first thing you should do is make enquiries of the Land Registry to make sure that this person is indeed the new freeholder. It is not necessary to incur the fees of a Milton conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Milton Leasehold Conveyancing - Sample of Questions you should consider before buying

    Most Milton leasehold apartments will be liable to pay a service bill for maintenance of the block levied by the management company. Where you buy the flat you will have to pay this charge, normally periodically accross the year. This can be anything from several hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a ground rent for you to pay annual, this is usually not a significant figure, say around £25-£75 but you should to check as occasionally it can be many hundreds of pounds. How many of the leaseholders are in arrears for their service charge payments? The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the lessees enjoy control and notwithstanding that a managing agent is usually retained where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

Should local authority permission be needed to change a single dwelling into two appartments in Milton? This has been carried out to a house opposite to my home in Milton and was not aware of it happening until the works were complete.

Planning permission is required for splitting a single house in Milton into apartments but probably not for reverting once again to single dwelling-house so, in answer to your question, yes.

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Find out more about how flying freehold can affect your the value of a property.