We are purchasing a 2 bedroom apartment in Comberton with a mortgage. We wish to retain our Comberton conveyancer, however the mortgage company advise she’s not on their "panel". It seems we have no choice but to instruct one of the bank panel conveyancing practices or continue with our Comberton conveyancing practitioner as well as pay for one of their panel firms to represent them. This seems very unfair; can we not demand that the bank use our Comberton lawyer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Comberton conveyancing solicitor to apply to be on the conveyancing panel.
Finally the sale completed on my house in Comberton last February but my buyer keeps telephoning every few hours complaining that their conveyancer needs to hear from mine. What should my lawyer have done following completion?
After completion of your house sale your conveyancer should forward the transfer deeds and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer should also send confirmation that the legal charge in favour of the lender has been repaid to the buyers solicitors. There are no post completion procedures unique to conveyancing in Comberton.
How do I use the search facility to locate a conveyancing solicitor in Comberton on the authorised to act for my mortgage?
Step one is to pick a bank such as Santander, Chelsea Building Society or TSB then specify your preferred area a common one being Comberton. Conveyancing organisations in Comberton and nationally should be listed.
My husband and I are first time buyers - agreed a price, but the selling agent has warned us that the owners will only proceed if we appoint their preferred conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a local solicitor used to conveyancing in Comberton
It is improbable the sellers are driving this. If they desire ‘a quick sale', turning down a motivated buyer is is going to put the whole deal at risk. Speak to the owners direct and make sure they understand (a)you are serious purchasers (b)you are excited to move forward, with finances in place © you are unencumbered (d) you intend to proceed fast (e)but you will continue to appoint your preferred Comberton conveyancing firm - not the ones that will give their negotiator at the agency a referral fee or achieve conveyancing targets set by corporate headquarters.
Whilst your website is a good idea there are many lawyers listed near Comberton being on the mortgage company conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our mortgage company?
We do not recommend specific Comberton firms as the right Comberton conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Comberton knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..