We are planning to acquire a property and need a conveyancing solicitor in Cambourne who is on the Santander solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Cambourne.
We are selling our flat in Cambourne. Does the property lawyer have to be on the HSBC conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
What is the difference between a licensed conveyancer and conveyancing solicitor in Cambourne
There are many registered licenced Conveyancers in Cambourne and Solicitor practices in Cambourne to choose from We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am aiming to move home in January. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you recommend a removal company in Cambourne. Conveyancing solicitor was organised before I stumbled across this website.
On the day of completion you can pick up the keys from the selling agent but this can only happen when the previous owners solicitors advise the agent that the monies to complete are in and the keys can be given over. You will need to inform the removal men that you are ready to move in. We do not recommend a specific removal company but can assist you in choosing a residential property solicitor in Cambourne or a lawyer with expertise in conveyancing in Cambourne.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Cambourne bank branch on a couple of occasions and was advised it wasn't a problem and they will lend. My Cambourne conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend based on their specific requirements. I simply don't know who is right.
Provided that the solicitor is on the bank panel, she or he must comply with the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Cambourne for a purchase of a leasehold flat 10 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cambourne conveyancing specialists.
How does conveyancing in Cambourne differ for new build properties?
Most buyers of new build or newly converted property in Cambourne contact us having been asked by the developer to sign contracts and commit to the purchase even before the residence is constructed. This is because house builders in Cambourne usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cambourne or who has acted in the same development.