The Cambourne conveyancing firm handling our Cambourne conveyancing has identified a discrepancy between the information in the home valuation survey and what is revealed within the title deeds. My lawyer says that he is duty bound to ensure that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s stance legitimate?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Do banks and building societies provide you with an approved list of Cambourne conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?

Cambourne conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.

I'm purchasing a new build house in Cambourne with the aid of help to buy. The developers refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not reveal to my conveyancer about the side-deal as it may adversely affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in Cambourne in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some banks may not give a loan on a flying freehold home.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cambourne. Conveyancing will be smoother if you use a solicitor in Cambourne especially if they are acquainted with such properties in Cambourne.

I am looking into buying my first house which is in Cambourne and I am already nervous. I couldn't find anything specific about Cambourne. Conveyancing will be needed in due course but do you know about the Cambourne area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Cambourne. In the meantime here are some basic statistics that we found