Having sold my house in Papworth Everard last April yet the purchaser is Skype messaging daily complaining that their lawyer is waiting to hear from mylawyer. What should have happened following completion?
Following your disposal your lawyer is committed to send the transfer documentation and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer should also evidence that the home loan has been repaid to the buyers lawyers. There is unlikely to be post completion procedures just for conveyancing in Papworth Everard.
I have decided to exercise my right to buy my property in Papworth Everard off the council. I have a mortgage offer with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
The mortgage over my property is with Clydesdale for my property in Papworth Everard. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?
Clydesdale must be informed of your intention before letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel firm.
I recently had an offer accepted on an apartment in Papworth Everard. My mortgage broker pressured me to appoint their conveyancer. I paid an upfront payment of £150. A couple of days later, the property lawyer called me embarrassingly acknowledging that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Papworth Everard differ for new build properties?
Most buyers of new build premises in Papworth Everard approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is built. This is because builders in Papworth Everard tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Papworth Everard or who has acted in the same development.
I'm remortgaging my primary home to a BTL mortgage with Leeds Building Society and I will use the rest of the raised equity as a deposit on a second property. The neighborhood we are interested in is Papworth Everard. Will your solicitors be able to act for both sets of banks and link together the two deals?
Make use of our comparison tool on this page to be sure that the solicitors are approved by both mortgage companies. On the basis that they are your solicitor should be able to connect the two transactions but you should have a chat with you solicitor and make apparent your expectations and needs.
I have been sourcing a conveyancing solicitor in Papworth Everard for my house move. Can I review a firm’s complaints history with the legal regulator?
You may search for presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.