Find a Fenstanton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Fenstanton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Fenstanton transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Fenstanton conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Fenstanton

In the event thatI was to buy a straightforward homein Fenstanton mortgage fee and dispense with a survey and no conveyancing searches how much could I expect to to save on my conveyancing in Fenstanton?

The sole saving you would make on is the Fenstanton conveyancing searches. A property lawyer still got to do everything else - money laundering, correspond with the sellers conveyancer, stamp duty submission, register the property etc. A slight saving might be made by not having to register a mortgage but it will not be meaningful.

I happen to be the only recipient of my late father’s will with all property in now in my sole name, including the house in Fenstanton. The Fenstanton property was put into my name in August. I want to move. I do know about the CML six month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the property in August. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How sensible a view banks take of it, depend on the lender as this provision is primarily there to pick up on subsales or the wholesaling and assigning of property.

How can we know in advance if a Fenstanton conveyancing solicitor on the Co-operative panel is any good?

When it comes to conveyancing in Fenstanton obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the lawyer carrying out your transaction.

My offer on a house in Fenstanton has been agreed to, the vendors do nevertheless have a dependent purchase. The owners have placed an offer on on an apartment, but it’s not yet tied up, and have viewings of other properties in the pipeline. I have instructed a local conveyancing solicitor in Fenstanton. What do I do now? At what stage should I apply for the mortgage with Clydesdale?

It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then valuation, Fenstanton conveyancing search fees, etc). The first thing to do is check that your conveyancer is on the Clydesdale conveyancing panel. Concerning the next stages this very much depends on the uniqueness of your transaction, attraction to the property and on the state of the market. During a hot market some buyers would apply for a home loan with Clydesdale and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with the conveyancing in Fenstanton.

I am close to exchanging contracts on the sale of our property in Fenstanton and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the buyers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Fenstanton. We have lived in Fenstanton for 4 years we know that this is a non issue. Do we contact our local Authority to get clarification need.

It sounds as though you may have a conveyancing firm already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

I am purchasing my first flat in Fenstanton with a mortgage from Virgin Money. The developers would not budge the amount so I negotiated 6k of additionals instead. The property agent told me not reveal to my lawyer about the extras as it will jeopardize my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the estate of my uncle I am selling a house in Swansea but reside in Fenstanton. My conveyancer (based 200 kilometers from meneeds me to sign a statutory declaration ahead of completion. Can you recommend a conveyancing practitioner in Fenstanton to attest this legal document for me?

Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Fenstanton

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