Find a Huntingdon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Huntingdon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Huntingdon home move at risk of delay or failure.

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Recently asked questions about conveyancing in Huntingdon

My husband and I are hoping to buy a flat in Huntingdon and are in fact using a Huntingdon conveyancing practice. Within the last couple of days our conveyancer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Chelsea Building Society have this afternoon contacted us to advise us that they have now hit a problem as our Huntingdon solicitor is not on their conveyancing panel. What do we do from here?

Where you are buying a property requiring a mortgage it is conventional for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel and you may continue to use your own Huntingdon solicitors, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.

Me and my partner are about to exchange buying a property in Huntingdon but as a result of damage from the recent storms I have managed to agree recompense from the owner in the sum of £3k by way of a deduction in the price. I had intended this to be addressed as part of amending the contract however Nationwide are not allowing this. Why were they approached?

Your solicitor that is on the Nationwide approved list is required to disclose to Nationwide of any changes to the sale price. If you were to refuse your lawyer to notify the price change to Nationwide then they would have to discontinue acting for you. In addition, Nationwide and you would have to appoint a new property lawyer for your conveyancing in Huntingdon.

My wife and I are downsizing from our house in Huntingdon and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local lawyer would know that there is no such problem. It does beg the question why the purchasers used a nationwide conveyancing practice as opposed to a conveyancing solicitor in Huntingdon. Having lived in Huntingdon for six years we know of no issue. Do we get in touch with our local Authority to seek clarification that the buyers are looking for.

It sounds as though you may have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

What does commercial conveyancing in Huntingdon cover?

Commercial conveyancing in Huntingdon incorporates a broad array of advice, provided by regulated solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

Me and my husband have recently had an offer accepted on our first home in Huntingdon, and are now looking to get solicitors appointed. We have used the various rating based websites and the quotes are from all across the the UK. Is it necessary to have a Huntingdon conveyancing practitioner local to the prospective new home? I am content to do all the communicating over the web, but I am thinking at some point we may be required to physically go into the solicitor's office to sign contracts?

On the whole there is no requirement to physically visit the office of your conveyancer, they can post any relevant papers to you, which you can sign and return. Many buyers and sellers choose to use a locally based solicitor, but it is not a prerequisite for conveyancing in Huntingdon.

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