My fiancee and I are purchasing our first house. Our solicitor has texted usto see if we wish to purchase extra conveyancing searches. As novices we in the dark as to what's necessary for conveyancing in Stilton

The quantity and type of Stilton conveyancing searches depends entirely on the premises, the location, the possibility of any of these risks, your familiarity of the region and risks, your general approach to risk. What matters is that you adequately appreciate what information the searches could supply. You may then decide if you consider that you need that search. Should you be unsure, ask the solicitor to advise.

Why is leasehold purchase conveyancing in Stilton is more expensive?

Stilton leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

I am planning on selling our home in Stilton and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Stilton conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a web based conveyancing outfit rather than a conveyancing solicitor in Stilton. We have lived in Stilton for three years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation need.

It sounds as though you may have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I used Action Conveyancing several years ago for my conveyancing in Stilton. I now require my file but cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Stilton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am purchasing a new build house in Stilton with a mortgage from Platform Home Loans Ltd. The sellers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not to tell my conveyancer about this deal as it would affect my loan with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.