I am buying a property without a mortgage in Longthorpe. I have resided for the last Seventeen years in Longthorpe. Conveyancing searches are expensive. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then almost all of the Longthorpe conveyancing searches are at your discretion. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches completed, but she is duty bound to take that path of guidance. One thing to bear in mind; if you are going to dispose of the house one day, it will be of interest to your prospective buyer what the searches disclose. There are plenty of instances where properties with day to day issues can still show up detrimental search results. A competent conveyancing solicitor in Longthorpe should provide you some practical guidance concerning this.
My wife and I buying a victorian detached house in Longthorpe. The intention is to an extension at the rear at the property.Will legal investigations on the property include investigations to determine if these alterations are permitted?
Your property lawyer will check the deeds as conveyancing in Longthorpe will sometimes reveal restrictions in the title documents which prevent certain works or require the permission of a 3rd party. Many additions need local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
I am due to exchange contracts on my apartment. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nottingham are being a right pain. The Longthorpe solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are requiring a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
UBS have agreed my home loan in principle, my bid on a house in Longthorpe has been accepted, what are the next steps?
The estate agent will wish to know who your solicitors are (be sure the property lawyers are on the lender’s panel). Telephone UBS or your financial adviser and finish off any appropriate forms. UBS will appoint a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. UBS will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Longthorpe.
Are there restrictive covenants that are commonly identified during conveyancing in Longthorpe?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Longthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Longthorpe is where the house is located. Is there any advice you can impart?
Flying freeholds in Longthorpe are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Longthorpe you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longthorpe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking to sell my property. My previous solicitors has retired. I am in need of a recommendation of a conveyancing firm. Im based in Longthorpe if that makes things easier.
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