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Find a Longthorpe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Longthorpe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Longthorpe home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Longthorpe conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Longthorpe

I am purchasing a end of terrace house in Longthorpe. We would like to an extension at the rear at the house.Will legal due diligence on the property involve investigations to ascertain if these works are prohibited?

Your conveyancer will check the registered title as conveyancing in Longthorpe will on occasion identify restrictions in the title documents which restrict certain alterations or require the consent of a 3rd party. Some works require local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Longthorpe building society branch on a couple of occasions and was informed it wasn't an issue and they would lend. My Longthorpe conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they would not lend based on their published requirements. Who do I believe?

Provided that the conveyancer is on the bank panel, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I recently had an offer accepted on an apartment in Longthorpe. My financial adviser pressured me to appoint their property lawyer. I paid an upfront payment of £175. A couple of days later, the conveyancer contacted me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I'm buying my first flat in Longthorpe benefiting from help to buy. The sellers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not inform my solicitor about this side-deal as it would affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a flat up to £305k and found one close by in Longthorpe I like with amenity areas and station nearby, however it only has 61 remaining years left on the lease. I can't really find anything else in Longthorpe for this price, so just wondered if I would be making a grave error purchasing a short lease?

Should you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

I was recommended by a few estate agents in Longthorpe to get a quote from a property lawyer using your seach tool. Is there a financial upside for Estate Agents to recommend your lawyers rather than a competitor’s?

We refuse to make any financial incentive for sending work to this site. We thought it would be too underhand a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

My wife and I may need to rent out our Longthorpe garden flat for a while due to a new job. We used a Longthorpe conveyancing practice in 2004 but they have since shut and we did not think at the time seek any guidance as to whether the lease permits subletting. How do we find out?

Some leases for properties in Longthorpe do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

I bought a split level flat in Longthorpe, conveyancing having been completed in 2011. How much will my lease extension cost? Similar flats in Longthorpe with an extended lease are worth £195,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease expires on 21st October 2087

With 63 years left to run we estimate the premium for your lease extension to be between £16,200 and £18,600 plus professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first getting professional advice.

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