We were just about to exchange contracts for a ground floor flat in Whittlesey. We encountered a snag. Our loan offer with Leeds Building Society expires on 16/5/2023 but the owners are insisting on a completion date of 18/5/2023. Can one extend the loan expiry date?

The best person to deal with your issue is your solicitors who will calculate if they corresponding with the mortgage broker, vendor’s solicitors, estate agents or conceivably all parties given the history of your transaction to date.

We had selected conveyancers based in Whittlesey on the Barclays solicitor panel. They are now charging me an additional amount for handling the Barclays mortgage. Is this a supplemental conveyancing fee specified by Barclays?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your lawyer is entitled to levy a fee for this. The charge is not set by Barclays but by your Whittlesey conveyancing practitioner. Plenty of firms on the Barclays panel will quote ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.

How can we know in advance if a Whittlesey conveyancing solicitor on the RBS panel is any good?

When it comes to conveyancing in Whittlesey getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer handling your conveyancing.

My husband and I have organised the release of further funds on our home loan from Coventry BS as we wish to carry out alterations to our property in Whittlesey. Are we obliged to choose a high street Whittlesey solicitor on the Coventry BS conveyancing panel to handle the legals?

Coventry BS would not normally require a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS conveyancing panel.

We are 17 days into a freehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Whittlesey. We are not happy. Could you help me find new solicitors?

They would have to be really bad to suggest replacing them. Has the mortgage been generated? In the event that it has you will need to advise them of the replacement lawyer and have the offer are issued to the new lawyers. Your conveyancer should be on the mortgage company panel to avoid added expenses and delays. That should be your first question of the new conveyancers. The search tool can assist you in finding a bank approved conveyancer for your home move in Whittlesey

I have just started marketing my 2 bed flat in Whittlesey. Conveyancing has not commenced, but I have recently had a half-yearly service charge invoice – should I leave it to the buyer to sort out?

Your conveyancing lawyer is likely to suggest that you should clear the invoice as usual given that all rents and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Whittlesey - Sample of Queries before buying

For most Whittlesey leaseholds the cost for major works tend not to be wrapped into the service charges, although some managing agents in Whittlesey obliged leaseholders to pay into a reserve fund created for the specific purpose of building a fund for major works. What is the service charge and ground rent on the apartment? The prefered form of lease arrangement is where the freehold reversion is in the ownership of the leaseholders. In this scenario the lessees have being in charge if their destiny and although a managing agent is usually retained where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

How do I find the right lawyer for my conveyancing in Whittlesey ?

Option 1 is to ask your friends and family who they used in the past and if they were happy with the service. Second, search the web for conveyancing in Whittlesey. Telephone two or three from the list and request that they email you their conveyancing charges and speak to the lawyer who will conduct your conveyancing before you commit. Option 3 is to make use of our search tool to assist you in finding the right solicitors taking into account your unique requirements including location,speed, complexity and who the proposed lender is.Do not be fooled by £99 conveyancing solicitors in Whittlesey