Me and my husband are purchasing residence in Whittlesey. My lawyer has never been on on the mortgage company approved list. Is it possible for me to retain my Whittlesey conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?
You have numerous choices open to you here
- Proceed with your existing Whittlesey lawyer but your lender will no doubt use a property lawyer on their conveyancing panel. This will result in additional fees together with probable frustration.
- Get a fresh property lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your conveyancing practitioner to do everything possible to get listed on the lender’s panel of solicitors
We are looking to buy a flat and require a conveyancing solicitor in Whittlesey who is on the Bank of Ireland conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Whittlesey.
A colleague advised me that in purchasing a property in Whittlesey there may be various restrictions preventing external changes to a property. Is this right?
There are a number of properties in Whittlesey which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Whittlesey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Intending to buy a maisonette in Whittlesey. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Whittlesey property lawyer is on the Yorkshire BS conveyancing panel.
After shopping around on the internet I have found a Whittlesey conveyancer having checked that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Whittlesey postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Whittlesey.
About to purchase a new build apartment in Whittlesey. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Whittlesey
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
I have been on the look out for a leasehold apartment up to £235,500 and found one close by in Whittlesey I like with open areas and station nearby, however it only has 52 remaining years left on the lease. I can't really find anything else in Whittlesey suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a mortgage the remaining unexpired lease term may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.