I was advised recently by my mortgage broker that my Whittlesey property lawyer is not on the lender Solicitor panel. What can I do to be sure that this is correct?

The sensible course of action for you to take is to contact your Whittlesey lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.

I am buying a new build house in Whittlesey with the aid of help to buy. The builders would not reduce the amount so I negotiated £7000 of extras instead. The sale representative told me not to tell my solicitor about this deal as it could adversely affect my loan with Santander. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Is it possible to switch firm as I need to instruct a firm on the Chelsea Building Society conveyancing panel. I was using a family conveyancing solicitor in Whittlesey round the corner but the firm is not accepted by Chelsea Building Society

It would be our pleasure to help you find a conveyancing solicitor in Whittlesey on the Chelsea Building Society panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Whittlesey. In making use of search facility on this page, you can scrutinise fees for conveyancing solicitors in Whittlesey and beyond.

In sourcing the world wide web for the term conveyancing in Whittlesey it brings up numerous solicitorsin the area. How do I determine which is the right conveyancer for purchase transaction?

The preferential method of finding a suitable conveyancer is through a trusted referral, so seek the guidance of colleagues and those you trust who have purchased a property in Whittlesey or a respected estate agent or financial adviser. Costs for conveyancing in Whittlesey vary, so it's sensible to obtain at least three estimates from different conveyancers. Make sure that you clarify that the costs are guaranteed not to to be inflated.

Back In 2000, I bought a leasehold flat in Whittlesey. Conveyancing and The Royal Bank of Scotland mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1996. The conveyancing practitioner in Whittlesey who previously acted has now retired. What should I do?

The first thing you should do is make enquiries of HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. You do not need to instruct a Whittlesey conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Leasehold Conveyancing in Whittlesey - Sample of Questions you should ask before Purchasing

Its a good idea to find out as much as you can about the company managing the block as they will affect your use and enjoyment of the property. As the owner of a leasehold property you will be in the clutches of the managing agents both financially and when it comes to daily matters like the cleanliness of the communal areas. You should not be shy to ask other tenants what they think of their management. Finally, find out the dates that the service fees are due to the managing agents and precisely what it includes. Is anyone aware of any major works on the horizon that could add a premium to the maintenance charges? Best to be warned whether changing the roof or some other major work is anticipated that will be shared amongst the tenants and may well materially impact the level of the maintenance costs or require a specific invoice.