Can the conveyancing practitioners indexed on your site carry out right to buy conveyancing in Crowland?
We have identified a number of conveyancing practitioners carrying out right to buy transactions Please e-mail us in order to secure a costs illustration.
Can I use your services to locate a Conveyancing solicitor in Crowland even if I’m not buying or selling a house, for example if I intend to buy an office in Crowland with a mortgage from Leeds Building Society?
Our comparison service is predominantly used to locate domestic conveyancing solicitors in Crowland but we have recorded at the end of this page a selection of Crowland commercial conveyancing firms. You will need to make contact with the company directly to check if they are also authorised to represent Leeds Building Society
I am selling my apartment. I had a double glazing fitted in December 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, HSBC are being problematic. The Crowland solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are insisting on a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on an apartment in Crowland on 20/2/2019, valuation was booked five days after, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Crowland solicitor having checked that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Crowland surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are purchasing a house and the solicitor has identified Chancel Repair to which the house could be obligated to contribute to as it falls into the area of such a church. She has suggested insurance. Is this strictly necessary for conveyancing in Crowland
Unless a prior acquisition of the premises took place post 12 October 2013 you can assume that lawyers handling conveyancing in Crowland to remain recommending a chancel search and or insurance against a claim.
I am buying my first flat in Crowland with a loan from Accord Mortgages Ltd. The builders would not budge the amount so I negotiated £7000 of extras instead. The property agent advised me not to tell my conveyancer about this deal as it would adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.