I am hoping to move into my new home in Spalding next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not limited to conveyancing in Spalding.

Completed the sale of my flat in Spalding last March but our buyer keeps texting daily to say his conveyancer needs to hear from mine. What are the post completion sale formalities now that I have sold?

Following your house sale your conveyancer should deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer should also confirm that the mortgage has been discharged to the purchasers solicitors. There is unlikely to be post completion procedures specific conveyancing in Spalding.

Various web forums that I have frequented warn that are the number one reason for delay in Spalding house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of delay in conveyancing in Spalding.

Are there any apps to assist me to identify a Spalding law firm on the The Royal Bank of Scotland conveyancing panel? I drive a motor bike and am willing to travel upto 25miles to meet the solicitor.

Feel free to make use of the search on this website. Please select a lender and your location and you will see a number of Spalding conveyancing lawyers based on proximity. We have detailed some Spalding conveyancing firms towards the end of this page and you can ring them to verify whether they are on the The Royal Bank of Scotland approved list

My in 2005. He has been married, divorced and has recently remarried. He now intends to the sell the Spalding property. I think he will simply be asked to supply copies of his marriage certificates to the solicitor but he is concerned it will hold up the conveyancing. Should he appoint a solicitor to update the title details for the property?

It is not absolutely necessary to bring up to date the register providing you have the proof needed to show how the change of name occurred.

The buyer’s property lawyer will check the land registry information and need evidence by way of proof of the change of name for example marriage documentation.