It has been five months following my purchase conveyancing in Spalding took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Given that I will soon spend 450k on a terraced house in Spalding I wish to have a conversation with the conveyancer about myconveyancing before appointing the firm. Is this something that you can arrange?

We could not agree more - we would be happy to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your conveyancing in Spalding.There is no ‘factory style conveyancing’ - every client is unique person, not a file reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Spalding should be the amount on the final invoice that you end up paying.

Am I best advised to use a Spalding conveyancing practitioner based in the location that I am buying? I have an old university friend who can execute the conveyancing but her office is a couple of hundredkilometers drive away.

The primary upside of using a local Spalding conveyancing practice is that you can attend the office to sign documents, deliver your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and the majority were impressed that must trump using an unfamiliar Spalding conveyancing lawyer just because they are round the corner.

Spalding Leasehold Conveyancing - Sample of Queries before Purchasing

What is the maintenance charge and ground rent on the property? Are there any major works anticipated that will increase the maintenance costs? Most Spalding leasehold flats will incur a service charge for the upkeep of the building levied on behalf of the management company. If you acquire the property you will have to meet this amount, normally quarterly accross the year. This could be anything from several hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent to be met annual, normally this is not a exorbitant sum, say around £25-£75 but you should to check as occasionally it could be many hundreds of pounds.

We had our mortgage approved last Friday with our bank. We instructed a high street conveyancer in Spalding last week. This morning, our broker called to say that the lender said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we did not have a clue that the lender had some control over our choice Is this usual?

You are at liberty to use any lawyer you wish to instruct for your conveyancing in Spalding however if they are not on the your bank's approved list you will have to fork out additional cost so the mortgage company can appoint their own conveyancer too. It may be possible your solicitor may apply to get included on to the mortgage company list of approved firms. You can use online search facilities such as lenderpanel.com to find a conveyancing solcitor in Spalding on the mortgage company panel. You can go into your local lender branch in Spalding. They will know some good conveyancing solicitors in Spalding on the bank panel.