We are purchasing a end of terrace house in Spalding. Our aim is to carry out a loft conversion at the house.Will legal conveyancing on the property include enquiries to see if these alterations are prohibited?

Your property lawyer will review the deeds as conveyancing in Spalding can on occasion reveal restrictions in the title documents which prohibit certain alterations or necessitated the consent of another owner. Certain additions need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.

Does a directory service exist listing UBS panel conveyancers in Spalding on the UK Finance Lenders’ Handbook Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings available over the internet. Where you are looking for a Spalding conveyancer on the UBS please use our tool.

Planning on purchasing a flat in Spalding. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Spalding solicitor is on the Lloyds conveyancing panel.

I used Action Conveyancing a few years ago for my conveyancing in Spalding. Now, I need the documents however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Spalding of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

In what way can the Landlord & Tenant Act 1954 impact my business property in Spalding and how can you help?

The particular law that you refer to provides a safeguard to business tenants, giving them the legal entitlement to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and assist with commercial conveyancing in Spalding

My husband and I are a couple of weeks into a leasehold purchase having been referred to solicitors by the high street agent to perform conveyancing in Spalding. I am not happy. Can you help me find new solicitors?

They would need to be very bad in order to consider replacing them. Has your loan offer been issued? If so you need to inform them of the replacement conveyancer and have the offer are re-issued. The conveyancer needs to be on the lenders approved list to avoid supplemental fees and delays. So that should be your starting point. Our find a solicitor tool should assist you in finding a bank approved lawyer for your home move in Spalding

Looking forward to exchange soon on a leasehold property in Spalding. Conveyancing lawyers have said that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Spalding should include some of the following:

Whether the lease restricts you from letting out the property, or working from home You must be advised what constitutes a Nuisance as far as the lease is concerned Repair and maintenance of the premises specifics of the parties to the lease, e.g. these could be the tennant, superior lessor, freeholder Are you allowed to have a pet in the flat?

Spalding Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

Please note if it is less than eighty years it will have adverse implications on the marketability of the apartment. It is worth checking with your lender that they are content with remaining years on the lease. A short lease means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this would cost. Remember, in most cases you will be required to have been the owner of the property for 24 months before you are eligible to extend the lease. Best to be warned whether window replacement or some other major work is due shortly that will be shared amongst the leasehold owners and may well materially increase the the service charges or require a specific payment. How long is the Lease?