My mortgage company has recommended solicitors on their panel based in Peterborough but I would rather use a conveyancing lawyer in Peterborough local to me. Are you able to help?
Not all Peterborough conveyancing firms are listed all lender’s conveyancing panel. Use our search tool to choose a Peterborough conveyancing solicitor on the on the lender panel.
is it true that all Peterborough solicitor firms on the Barclays conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Barclays approved list of solicitors they would need to be regulated by the SRA. Some mortgage companies do list licenced conveyancers on their panel in which case such practice would be overseen by the CLC.
We have agreed to purchase a house in Peterborough. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
As your lender is Bank of Ireland your lawyer must follow the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to Bank of Ireland where a lease fails to satisfy these requirements. The provisions relate to the installation of panels on properties nationwide and is not limited to Peterborough.
I have instructed a Peterborough conveyancing practitioner having checked that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Peterborough surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Peterborough? or I am told that there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to pay for repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Peterborough?
Unless a prior purchase of the property took place post 12 October 2013 you could assume that conveyancing practitioners conducting conveyancing in Peterborough to remain encouraging a chancel search and or insurance against a claim.
As co-executor for the estate of my grandmother I am selling a house in Cardiff but I am based in Peterborough. My conveyancer (who is 235 miles from meneeds me to execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Peterborough to attest this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Peterborough based
All being well we will complete the sale of our £175,000 maisonette in Peterborough in just under a week. The landlords agents has quoted £324 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Peterborough?
For the majority of leasehold sales in Peterborough conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
Answering pre-exchange questions
Where consent is required before sale in Peterborough
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Leasehold Conveyancing in Peterborough - Examples of Questions you should consider before Purchasing
What is the name of the managing agents? Where a Peterborough lease has no more than eighty years it will affect the marketability of the apartment. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. Leases with less than 80 years remaining means that you will most likely have to extend the lease sooner rather than later and it is worth finding out what this would cost. For most Peterboroughlease extensions you will need to own the residence for two years before you are entitled to extend the lease. What prohibitions are contained in the Peterborough Lease?