My fiance and I are intent on purchasing property in Buckden. My Conveyancer has never been on on the bank approved panel. Am I still permitted to appoint my Buckden conveyancing solicitor notwithstanding that they are not on the bank panel?
You will need to have a conveyancing practitioner to complete the formalities when you need a loan to purchase your property. They will carry out all the relevant investigations on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage paperwork is in place. One may appoint a Buckden solicitor of your choosing. Nevertheless, if the property lawyer selected is not a member of the lender approved list further charges will be levied as separate legal representation will be need by the bank. Bank panel applications may be submitted, so where your solicitor has not previously applied for membership they can do so.
I am planning to move house in October. Does my conveyancing solicitor update the removal company on the day of completion. As an aside, can you recommend a removal company in Buckden. Conveyancing lawyer was chosen before I stumbled across this site.
On the day of completion you will need to collect the keys from your property agent however this should only take place after the previous owners solicitors advise the agent that they have the completion monies and the keys can be released. Subsequently you can tell the removal company that you are ready to move in. We do not recommend a specific removal organisation but can assist you in locating a residential property solicitor in Buckden or a firm that specialises in conveyancing in Buckden.
We had selected solicitors located in Buckden on the Aldermore solicitor approved list. They are now charging me a separate charge for the legal aspects of the Aldermore mortgage. Is this a supplemental conveyancing fee specified by Aldermore?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your conveyancer may levy a fee for this. The charge is not set by Aldermore but by your Buckden solicitor. Plenty of firms on the Aldermore panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.
My offer was accepted on a house in Buckden on 9/7/2025, valuation was booked five days after, received a clean bill of health. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will our conveyancer be asking questions regarding flooding as part of the conveyancing in Buckden.
The risk of flooding is if increasing concern for solicitors dealing with homes in Buckden. Plenty of people will purchase a property in Buckden, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Solicitors are not qualified to give advice on flood risk, however there are a number of searches that may be carried out by the buyer or on a buyer’s behalf which will give them a better appreciation of the risks in Buckden. The standard property information forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to determine if the premises has ever been flooded. In the event that flooding has previously occurred which is not disclosed by the owner, then a purchaser could commence a claim for damages as a result of such an inaccurate response. A buyer’s conveyancers may also carry out an enviro search. This should indicate whether there is a recorded flood risk. If so, further investigations will need to be conducted.
Are there restrictive covenants that are commonly picked up during conveyancing in Buckden?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Buckden. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it possible for you to recommend a solicitor for purchasing a bungalow? Ideally someone in Buckden, who will communicate via email - not someone who insists on a letter in the post or fax.
The purpose of this site is restricted to being a directory service for conveyancing practitioners who wish to be listed as being on the approved conveyancing panel for HSBC in certain locations for instance Buckden . We dont recommend any particular solicitor.