I am purchasing a terraced house in Kimbolton. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Kimbolton you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Kimbolton.

Forgive me if this question is silly but I am new to the home buying as FTB of a ground floor flat in Kimbolton. Do I receive the keys to the property on completion from my solicitor? If this is the case, I will appoint a local conveyancing solicitor in Kimbolton?

On the day of completion you will not be required to attend the conveyancers office in Kimbolton. Your solicitors will transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and move into your new home. Usually this happens early afternoon.

I am due to move home in October. Will my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you put forward a removal company in Kimbolton. Conveyancing solicitor was found prior to coming across this page.

On the afternoon of completion you can pick up the keys from the property agent however this can only occur when the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be released. You can inform the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can help you locate a conveyancing in Kimbolton or a solicitor with expertise in conveyancing in Kimbolton.

We had selected conveyancing lawyers located in Kimbolton on the Barclays solicitor approved list. They have just invoiced me an additional amount for dealing with the Barclays mortgage. Is this an additional conveyancing fee set by Barclays?

Provided it is contained in their Terms and Conditions or estimate then yes your lawyer may levy a fee for this. This charge is not set by Barclays but by your Kimbolton conveyancing practitioner. Some firms on the Barclays panel will quote an ‘acting for lender’ fee and others do not.

Will commercial conveyancing searches disclose proposed roadworks that may impact a commercial property in Kimbolton?

Many commercial conveyancing solicitors in Kimbolton will perform a SiteSolutions Highways report as it reduces the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Kimbolton. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Kimbolton.

For every commercial conveyancing transaction in Kimbolton it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Kimbolton commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Kimbolton.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Kimbolton?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Kimbolton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing my first flat in Kimbolton with the aid of help to buy. The developers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not inform my solicitor about this side-deal as it could put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.