Our Kimbolton lawyer has spotted a difference when comparing the assumptions in the home valuation report and what is revealed within the title deeds. My lawyer informs me that he is duty bound to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s approach right?

Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Are the Kimbolton conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?

Kimbolton conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.

I am buying my first flat in Kimbolton with a loan from HSBC Bank. The developers refused to move on the amount so I negotiated £7000 of additionals instead. The property agent advised me not inform my conveyancer about the deal as it will jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a property in Kimbolton ahead of retaining lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some lenders may not grant a loan on such a property.

It varies from the lender to lender. Santander has different requirements for example to Halifax. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kimbolton. Conveyancing will be smoother if you use a solicitor in Kimbolton especially if they regularly deal with such properties in Kimbolton.

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At this site get a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Kimbolton. Unlike many estate agents and many comparison sites we do not operate commission arrangements with solicitors. Some agents and online brokers 'recommend' solicitors paying the highest kickback, as opposed to the best value conveyancing in Kimbolton