My IFA has asked me for my Kimbolton solicitor’s panel member for the Nationwide conveyancing panel. What is the best way to find this out. I have called my local Kimbolton office but they have not responded to me.
You are best placed to get this information from your Kimbolton solicitor . They retain a central record lender panel numbers.
I am thinking of remortgaging my apartment in Kimbolton, does my lawyer need to be on the Coventry BS Conveyancing panel?
In theory, you could use a solicitor that is not on the Coventry BS conveyancing panel, but Coventry BS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I have todaybeen informed that Wolstenholmes have been shut down. They carried out my conveyancing in Kimbolton for a purchase of a freehold house 9 months ago. How can I check that my home is registered correctly in the name of the previous owner?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kimbolton conveyancing specialists.
How does conveyancing in Kimbolton differ for new build properties?
Most buyers of new build property in Kimbolton come to us having been asked by the developer to sign contracts and commit to the purchase even before the property is constructed. This is because developers in Kimbolton usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kimbolton or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Kimbolton before retaining lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some banks will not grant a loan on this type of home.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kimbolton. Conveyancing will be smoother if you use a solicitor in Kimbolton especially if they are accustomed to such properties in Kimbolton.