My grandfather passed away last year and as sole heir and executor I was left the property in Kimbolton. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?

If you intend to re-mortgage then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.

I have recentlybecome aware that Action Conveyancing have closed. They conducted my conveyancing in Kimbolton for a purchase of a freehold house 12 months ago. How can I establish that my home is in my name in the name of the former proprietor?

The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kimbolton conveyancing specialists.

I decided to have a survey completed on a house in Kimbolton ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks may refuse to give a loan on this type of property.

It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kimbolton. Conveyancing will be smoother if you use a solicitor in Kimbolton especially if they regularly deal with such properties in Kimbolton.

I need to appoint a conveyancing solicitor for sale conveyancing in Kimbolton. I have chance upon a web site which appears to be the ideal solution If it is possible to get all formalities done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I want to let out my leasehold flat in Kimbolton. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Notwithstanding that your last Kimbolton conveyancing lawyer is not available you can review your lease to see if it allows you to sublet the property. The accepted inference is that if the deeds are non-specific, subletting is permitted. There may be a precondition that you need to seek consent via your landlord or some other party before subletting. The net result is you not allowed to sublet without prior consent. The consent is not allowed to be unreasonably withheld. If your lease prohibits you from letting out the property you will need to ask your landlord if they are willing to waive this restriction.

Kimbolton Leasehold Conveyancing - A selection of Questions you should consider Prior to buying

Generally speaking the outlay for major works are not built into the maintenance charges, albeit that some managing agents in Kimbolton require leasehold owners to contribute towards a sinking fund created for the specific intention of building a fund for major repairs or maintenance. It is important to be aware whether a new roof is being installed or some other significant cost is pending to be shared between the tenants and will materially impact the level of the maintenance charges or necessitate a specific invoice. Most Kimbolton leasehold apartments will incur a service bill for the upkeep of the building levied by the landlord. If you acquire the apartment you will have to meet this contribution, usually periodically accross the year. This could differ from a couple of hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a rentcharge for you to pay annual, this is usually not a exorbitant figure, say approximately £25-£75 but you need to check as sometimes it can be many hundreds of pounds.