Find a Bedford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bedford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bedford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Bedford

The vendors of the property we are hoping to buy have appointed a conveyancing solicitor in Bedford who has insisted on a lock out contract with a down payment two thousand pounds. Are such arrangements recommended for Bedford conveyancing transactions?

There are a couple of primary downsides with signing a lock out agreement (also termed a no-shop agreement) is that it takes away the focus from moving forward with the conveyancing process, so in the absence of it needing minimal or no negotiation then it may transpire to be unhelpful. It is not particularly popular amongst Bedford conveyancing practitioners for this reason. A supplemental negative is the extent of the remedies available - a jilted buyer is not likely to secure an injunction to prevent the vendor selling to another buyer, so the only remedy open via the agreement will be the recovery of wasted costs and, in restricted scenarios, the additional payment of damages.

As someone clueless as to conveyancing in Bedford what is your top tip you can impart concerning the house moving process in Bedford

Not many law firms or advisers will tell you this but conveyancing in Bedford and elsewhere in Bedfordshire is an adversarial process. In other words, when it comes to conveyancing there exists lots of room for conflict between you and others involved in the ownership transfer. For instance, the vendor, estate agent and even potentially the mortgage company. Selecting a lawyer for your conveyancing in Bedford an important selection as your conveyancer is your adviser, and is the ONLY person in the process whose interest is to act in your legal interests and to protect you.

There is a definite ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. You should always trust your lawyer ahead of the other players in the home moving process.

My wife and I purchasing a 4 bedroom semi-detached house in Bedford. The intention is to carry out a loft conversion at the house.Will the conveyancing process involve checks to ascertain if these works are allowed?

Your property lawyer will review the registered title as conveyancing in Bedford will on occasion identify restrictions in the title documents which prevent certain changes or require the permission of a 3rd party. Some additions call for local authority planning consent and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

We had selected conveyancing lawyers with offices in Bedford on the Lloyds solicitor approved list. They are now charging me a supplemental charge for handling the Lloyds mortgage. Is this a supplemental conveyancing fee set by Lloyds?

Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer is entitled to charge a fee for this. This charge is not set by Lloyds but by your Bedford conveyancing practitioner. Plenty of firms on the Lloyds panel will levy ’dealing with mortgage’ fee but plenty of practices incorporate it on their overall fee.

We have agreed to purchase a house in Bedford. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?

Given that your lender is UBS your lawyer must check the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and property lawyers are required to report to UBS where a lease fails to comply with these provisions. The provisions relate to the installation of panels on properties nationwide and is not limited to Bedford.

I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a property in Bedford? or Apparently there is an ancient law that means some house owners living in a parish church boundary will be compelled to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Bedford?

Unless a previous purchase of the house completed post 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Bedford to remain recommending a chancel search and or insurance against a claim.

Hoping to buy a property located in Bedford and I am already nervous. I couldn't find anything specific about Bedford. Conveyancing will be needed in due course but do you know about the Bedford area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bedford. In the meantime here are some basic statistics that we found

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