In what way does my ID and proof of funds have anything to do with my conveyancing in Bedford? Is this really warranted?

Bedford conveyancing solicitors as well as nationwide property lawyers accross the UK have an obligation under money laundering regulations to verify the ID of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients will need to supply two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill no older than three months).

Confirmation of the origin of funds is also required under the money laundering regulations as solicitors are obliged to ensure that the monies you are utilising to purchase a property (whether it be the deposit for exchange or the total purchase monies if you are buying mortgage free) has come from an acceptable source (such as employment savings) and is not the proceeds of illegitimate activity.

About to place an offer on a leasehold flat in Bedford. The estate agents tell me that it is the norm for flats in Bedford to have less than 75 years remaining. I am getting a mortgage with Platform. Is this going to be acceptable if the lease has 70 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/11/2025 the requirements read as follows :

Do I need to take out insurance to protect me from financial exposure to chancel repairs when acquiring a property in Bedford?

Unless a prior acquisition of the house took place post 12 October 2013 you may expect solicitors handling conveyancing in Bedford to remain encouraging a chancel search and or insurance against a claim.

About to purchase a new build apartment in Bedford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Bedford

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are architect prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

Is it simple use the search app to locate a conveyancing practitioner in Bedford on the panel for my bank?

First choose a lender such as HSBC Bank, Virgin Money or Nottingham Building Society then type in your preferred area a common one being Bedford. Conveyancing firms in Bedford and beyond will then be identified.