It is 10 years ago since I acquired my home in Shefford. Conveyancing solicitors have now been appointed on the sale but I can't track down my title deeds. Is this a problem?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by your lender or they could still be with the solicitor who handled your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Shefford relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
Are all Shefford Conveyancing Quality Solicitors on the Santander conveyancing panel?
Some major banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
I am purchasing a property in Shefford. One unusual aspect is that the roof has a solar panel. Lloyds have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Lloyds your lawyer must check the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Lloyds. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and solicitors are required to report to Lloyds where a lease does not meet these provisions. The specifications relate to the installation of panels on properties countrywide and is not limited to Shefford.
Intending to buy a maisonette in Shefford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Shefford lawyer is on the Nottingham conveyancing panel.
I need some fast conveyancing in Shefford as I have an ultimatum to complete within one month. Thankfully I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
As you are not taking a home loan you have the choice not to have searches conducted although no solicitor would suggest that you don't. With lots of history conveyancing in Shefford the following are examples of issues that can arise and therefore affect future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Railway Schemes,...
I am looking into buying my first house which is in Shefford and I am already nervous. I couldn't find anything specific about Shefford. Conveyancing will be needed in due course but do you know about the Shefford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Shefford. In the meantime here are some basic statistics that we found
My father purchased his flat in Shefford Six years ago. He has since got wed, widowed and is now married again. He will be selling the flat next summer. I believe he will just be need to provide a copy of his marriage certificates to the conveyancing practitioner however he is concerned it will delay the home move. Should he instruct a lawyer to update the title information for the property?
The is no need to update the title for the property providing you have the proof required to show how the name change has come about.
Any buyer’s conveyancer should examine the title details and need evidence by way of proof of the change of name for instance marriage documentation.