I have todaybecome aware that Action Conveyancing have closed. They carried out my conveyancing in Henlow for a purchase of a leasehold flat 10 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Henlow conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a property in Henlow in advance of instructing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders will refuse to give a mortgage on such a home.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Henlow. Conveyancing may be slightly more expensive based on your lender's requirements.
How simple is it to use your search tool to get a costs illustration from a conveyancing solicitor in Henlow on the authorised to act for my mortgage?
First pick a lender such as National Westminster Bank, The Royal Bank of Scotland or Alliance & Leicester then specify your preferred area e.g. Henlow. Conveyancing organisations in Henlow and nationally will then be listed.
My husband and I are novice buyers - agreed a price, but the agent has warned us that the vendor will only go ahead if we use the agent's chosen conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a family conveyancer with experience of conveyancing in Henlow
It is unlikely the sellers are behind this. If they require ‘a quick sale', alienating a serious buyer is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you will continue to use your preferred Henlow conveyancing lawyers - not the ones that will earn their estate agent a referral fee or achieve conveyancing figures demanded by head office.
My brother mentioned that before choosing a conveyancing solicitors they must be approved by your bank. This is my first home move but I have an AIP with Virgin Money and I already have a family conveyancing solicitor in Henlow on standby. Can Halifax require an approved solicitor to be instructed? Does a directory of panel conveyancers even exist so I can pick a conveyancing solicitor in Henlow?
You should use a solicitor that is on the Halifax panel. The first thing to do is telephone your chosen Henlow conveyancing solicitor to check if they are on the Halifax panel. If they are not on the panel you have numerous choices available to you here:
- Complete the purchase with your preferred Henlow lawyer but Halifax will need to appoint a conveyancer on their approved list. The net impact is additional charges and likely interruption.
- Get a fresh conveyancing practitioner to act in the purchase, obviously checking they are on the Halifax conveyancing panel.
- Convince your property lawyer to pull out all the stops to get accepted on the Halifax conveyancing panel.