I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Langford. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/1/2026, the requirements read as follows :

Various internet forums that I have frequented warn that are the main cause of obstruction in Langford conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of delay in conveyancing in Langford.

Me and my brother own a terraced Edwardian house in Langford. Conveyancing solicitor acted for me and HSBC Bank. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the matching address. Is it worth asking HSBC Bank to clarify?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Langford and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.

Given that I will soon part with £400,000 on a terraced house in Langford I would like to talk to a solicitor concerning thehouse move prior to appointing the firm. Can this be arranged?

This is something that we encourage - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your conveyancing in Langford.There is no ‘factory style conveyancing’ - every client is an important individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in Langford should be the amount on the final invoice that you end up paying.

I've recently bought a leasehold flat in Langford. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Langford Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

Is anyone aware of any major works in the planning that will likely increase the service costs? How is the lease structured?