My wife and I are buying property in Langford. My lawyer is not listed on the mortgage company solicitor list. Can I still continue with my Langford conveyancing solicitor even though they are not on the mortgage company list of approved lawyers?

One will need to have a property lawyer to complete the legal work required when you take out a loan to buy your property. The lawyer will conduct all the relevant investigations on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage documentation is in place. You may instruct a Langford property lawyer of your choice. Nevertheless, where the conveyancing practitioner appointed is not a member of the bank approved list supplemental charges will be levied as separate legal representation will be need by the lender. Bank panel applications can be submitted, so where your conveyancer has not historically sought membership they can do so.

When it comes to lenders such as Skipton, do Langford conveyancers incur a yearly amount to be on the list of approved solicitors?

We are not aware of any lender fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

Planning on purchasing a maisonette in Langford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Langford lawyer is on the HSBC conveyancing panel.

I was told three weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Langford is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am close to exchanging contracts on the sale of our property in Langford and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers used an online conveyancing practice as opposed to a conveyancing solicitor in Langford. Having lived in Langford for many years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that the buyers are looking for.

It would appear that you have a conveyancing firm currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I am looking into buying my first house which is in Langford and I am already nervous. I couldn't find anything specific about Langford. Conveyancing will be needed in due course but do you know about the Langford area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Langford. In the meantime here are some basic statistics that we found

At long last a loan agreement from a mortgage company for the refinancing of my 2 bedroom flat is to be issued any day now. Are you able to recommend a low cost remortgage conveyancing lawyer in Langford ?

This site is not designed to help in pursuit of a cheap conveyancing solicitors in Langford. We can offer you value for money conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint companies offering £99 conveyancing in Langford.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in extras and still not receive the service required.