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Find a Langford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Langford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Langford conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Langford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Langford

Our Langford conveyancer has discovered a difference when comparing the surveyor’s assumptions in the valuation survey and what is in the title deeds. My solicitor informs me that he must ensure that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach legitimate?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

What does my ID and proof of funds have anything to do with my conveyancing in Langford? Why is this being asked of me?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms of Engagement that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you are unwilling to provide identification documents, your solicitor can not take you on as a client.

My father pointed out to me me that in buying a property in Langford there could be various restrictions affecting the ability to carry out external changes to a property. Is this right?

There are a number of properties in Langford which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Langford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

The formalities of my purchase has taken place for my property in Langford. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I can not fathom if my mortgage offer requires a lease extension. I have called into my local Langford bank branch on various occasions and was informed it wasn't a problem and they would lend. My Langford conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they will not lend in accordance with their published requirements. Who do I believe?

Your lawyer has to follow the CML Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Langford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Langford

    Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

In surfing the internet for the term on line conveyancing in Langford it brings up many property lawyerslocally. With so much choice what is the best way to find the suitable solicitor for my move?

The ideal method of choosing the right conveyancer is through a personal referral, so ask friends and those you trust who have bought a property in Langford or the local estate agent or mortgage broker. Charges for conveyancing in Langford vary, so it's a good idea to request at least four fee estimates from different companies. Make sure that you clarify that the fees are fixed.

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