Would the conveyancing solicitors identified via your search tool conduct auction conveyancing in Langford?

We know of a number of niche solicitors we can connect you with those specialising in auction conveyancing. Langford is one of our locations in which our lawyers have offices.

I own a freehold property in Langford but still pay rent, why is this and what is this?

It is rare for properties in Langford and has limited impact for conveyancing in Langford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

Me and my brother own a terraced Edwardian house in Langford. Conveyancing solicitor represented me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Langford and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing solicitor who conducted the conveyancing.

Due to the input of my in-laws I had a survey completed on a house in Langford ahead of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks will refuse to give a loan on this type of home.

It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Langford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Langford to see if the conveyancing costs will increase in light of this.

Are there frequently found problems that you see in leases for Langford properties?

Leasehold conveyancing in Langford is not unique. All leases are drafted differently and drafting errors can sometimes mean that certain sections are not included. The following missing provisions could result in a defective lease:

Repairing obligations to or maintain parts of the property

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Nationwide Building Society, Skipton Building Society, and Platform Home Loans Ltd all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to provide security, obliging the buyer to withdraw.

Langford Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

Is there a share of the freehold? What restrictions are there in the Langford Lease? This question is important as a) areas can result in problems for the block as the common areas may start to deteriorate where services remain unpaid b) if the tenants have an issue with the managing agents you will want to have complete disclosure