We note that you have a search directory identifying firms on the HSBC conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Stevenage?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Stevenage.
How can we tell if a Stevenage conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Stevenage seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
The formalities of my purchase has taken place for my property in Stevenage. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Bank of Ireland have agreed my home loan in principle, my bid on a house in Stevenage has been accepted, what are the next steps?
The property agent will want to know who your solicitors are (ensure that the property lawyers are on the lender’s approved list). Call up Bank of Ireland or your broker and finalise any appropriate documentation. Bank of Ireland will sellect a valuer who will get in touch with the estate agent or owners to book an appointment. Once conducted (assuming no problems) it takes on average a week to receive the mortgage offer. Bank of Ireland will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Stevenage.
Me and my brother have a renovated Georgian house in Stevenage. Conveyancing lawyer represented me and TSB. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the exact same address. Is it worth asking TSB to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stevenage and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing lawyer who conducted the work.
I have been pointed in your direction by a number of property agents in Stevenage to select a conveyancer using your seach tool. Is there a financial incentive for Estate Agents to promote your services rather than alternative conveyancing organisations?
We don’t give any commission for pointing buyers and sellers to this site. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I acquired a house in Stevenage last 12/1/2018 and to date it is still not recorded with the Land Registry. It is part of a development site and my conveyancing practitioner told me that it may take one year to complete the registration formalities. I have spoken with HMLR directly and they have informed me the original application was cancelled due to questions not being addressed in time. Should I be concerned?
It is your conveyancing practitioner that you should get in touch with in order to satisfy any questions which have arisen as part of the registration formalities for your Stevenage property. Normal Stevenage conveyancing practice includes an undertaking on the part of the previous owner’s lawyer that they will help resolve any question raised by HMLR so it may be a case of taking action to enforce that undertaking if necessary.