Finally the sale completed on my house in Hatfield last February yet the purchaser is SMS messaging me to say her solicitor is waiting to hear from mine. What should have happened following completion?
After completion of your disposal your conveyancer is obliged to forward the transfer documentation and all additional paperwork to the buyer’s solicitors. Where relevant, your lawyer should also confirm that the mortgage has been discharged to the purchasers conveyancers. There are no post completion procedures peculiar conveyancing in Hatfield.
Is it the case that all Hatfield CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing panel?
Some major lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
Can you point me to a directory of Santander panel solicitors in Hatfield on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings open the public on the web. If you are looking for a Hatfield lawyer on the Santander please use our tool.
We had selected conveyancing lawyers locally in Hatfield on the HSBC solicitor panel. They are now charging me a further amount for the legal aspects of the HSBC mortgage. Is this a supplemental conveyancing fee specified by HSBC?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor is entitled to charge a fee for this. The fee is not dictated by HSBC but by your Hatfield solicitor. Numerous firms on the HSBC panel will levy an ‘acting for lender’ fee but some practices incorporate it on their overall fee.
Are there restrictive covenants that are commonly identified as part of conveyancing in Hatfield?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hatfield. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Planning to complete next month on a garden flat in Hatfield. Conveyancing lawyers assured me that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Hatfield should include some of the following:
What options are open to you if a neighbour breaches a clause of their lease? Specifying your legal entitlements in respect of the communal areas in the building.For example, does the lease provide for a right of way over an accessway or hallways? What the implications are if you are in breach of your lease terms? Details of the parties to the lease, for instance these could be the leaseholder, superior lessor, landlord Are you allowed to have a pet in the flat?
Hatfield Leasehold Conveyancing - Sample of Queries Prior to buying
Are there any major works in the planning that will likely add a premium to the maintenance costs? How is the lease structured? Who are the managing agents?
When it comes to my conveyancing in Hatfield should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Hatfield conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the property lawyer's time in submitting the funds this way.