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Find a Hertfordshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hertfordshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hertfordshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hertfordshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hertfordshire

What tips do you have for searching for commercial conveyancing in Hertfordshire?

First ask relatives who they experienced using in the past and if they were happy with the service.

Second, use a comparison service on the internet for conveyancing in Hertfordshire. Telephone a couple or more firms listed and ask them to forward you their conveyancing estimate and have a conversation with the lawyer who will conduct your legal process ahead ofmaking your choice.

Option 3 is to make use of this site to assist you in finding the right solicitors for you based on your individual expectations including location,timings, complications and who the proposed mortgage company is. Don't take the bait of ninety nine pound conveyancing in Hertfordshire

Are the BSA planning on creating a online directory to to identify firms on the Melton Mowbray Building Society conveyancing panel for example in Hertfordshire?

We would not expect to be advised of any plans on the part of the BSA to develop such a register.

I'm purchasing my first flat in Hertfordshire with a mortgage from Britannia. The developers would not move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not to tell my lawyer about this deal as it could put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my existing house to a BTL loan with Coventry Building Society and I will use the ballance of the raised equity towards another house. The neighborhood we are looking at is Hertfordshire. Will your solicitors be able to act for the two mortgage companies and link together the transactions?

Make use of our comparison tool on this page to ensure that the lawyers are approved by both mortgage companies. Having checked that they are your lawyer should be able to connect the two transactions but you should have a chat with you solicitor and specify your expectations and requirements.

I am looking at a couple of apartments in Hertfordshire which have in the region of 50 years unexpired on the leases. Should I regard a short lease as a deal breaker?

There are no two ways about it. A leasehold flat in Hertfordshire is a deteriorating asset as a result of the shortening lease. The nearer the lease gets to its expiry date, the more it reduces the salability of the premises. The majority of purchasers and mortgage companies, leases with less than 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a property with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Hertfordshire conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

Hertfordshire Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying

    Best to be warned whether window replacement or some other significant cost is anticipated to be shared between the tenants and will dramatically impact the level of the maintenance fees or require a specific invoice. Please note that where the lease has less than 80 years it will affect the value of the flat. Check with your lender that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and it is worth finding out what this will be. Remember, in most cases you will be be obliged to have owned the residence for 24 months in order to be legally able to extend the lease. What restrictions are there in the Hertfordshire Lease?

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