My property lawyer in Hertfordshire is not listed on the Bank of Ireland Approved Panel. Is it possible for me to use my prefered solicitor even though they are not on the Bank of Ireland panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your existing Hertfordshire lawyers but Bank of Ireland will need to use a lawyer on their panel. This will inevitably rack up the overall legal charges and result in frustration.
- Get an alternative solicitor to act in the conveyancing, obviously checking they are on the Bank of Ireland panel
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Hertfordshire? or Apparently there is an ancient law that could mean that owners of property living in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Hertfordshire?
Unless a prior purchase of the property completed after 12 October 2013 you could take it that lawyers conducting conveyancing in Hertfordshire to continue to suggest a chancel search and or chancel repair liability insurance.
I am purchasing a new build house in Hertfordshire with the aid of help to buy. The sellers would not budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not disclose to my solicitor about this deal as it will jeopardize my mortgage with Virgin Money. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a house in Hertfordshire before retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders will not issue a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hertfordshire. Conveyancing will be smoother if you use a solicitor in Hertfordshire especially if they are acquainted with such properties in Hertfordshire.
In sourcing the world wide web for the phrase cheap conveyancing in Hertfordshire it reveals numerous property lawyerslocally. How do I determine which is the suitable conveyancer for my move?
The best method of choosing a suitable conveyancer is through a trusted testimonial, so enquire of friends and family who have bought a property in Hertfordshire or a respected estate agent or financial adviser. Costs for conveyancing in Hertfordshire differ, so it's a good idea to request a minimum of three fee estimates from different conveyancers. Be sure to obtain confirmation that the charges are guaranteed not to rise.