I am buying a property for cash in London Colney. I have resided for the last dozen years in London Colney. Conveyancing searches are expensive. Given that I know the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then all but one or two of the London Colney conveyancing searches are optional. Your conveyancer will 'advise', perhaps strongly, that you should have searches completed, but she has a professional duty to do this. One thing to consider; if you are intend to dispose of the house at a future date, it could be of importance to your future buyer what the searches contain. There are plenty of instances where houses with functional issues can still reveal negative search results. A competent conveyancing solicitor in London Colney should provide you some constructive guidance in this regard.
Having sold my house in London Colney last September but our buyer keeps Skype messaging daily to moan that their lawyer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your sale your conveyancer is duty bound to forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor should also confirm that the mortgage has been paid off to the buyers solicitors. There are no post completion tasks specific conveyancing in London Colney.
My grandmother passed away six months ago and as sole heir and executor I was left the house in London Colney. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
We are due to move house in June. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you suggest a removal company in London Colney. Conveyancing solicitor was chosen prior to coming across your website.
On the afternoon of completion you can pick up the keys from your estate agent but this should only happen after the vendors conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you will need to advise the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can help you choose a residential property solicitor in London Colney or a firm with expertise in conveyancing in London Colney.
About to purchase house in London Colney. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the London Colney conveyancer is on the UBS conveyancing panel.
Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local London Colney solicitor - who is on the Yorkshire BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own London Colney surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Am I best advised to use a London Colney conveyancing practitioner in close proximity to the house I am hoping to buy? We have a good friend who can perform the legal formalities however her office is 400miles away.
The primary upside of using a local London Colney conveyancing practice is that you can visit the firm to sign paperwork, deliver your ID and pester them if necessary. They will also have local intelligence which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and the majority were happy that must trump using an unfamiliar London Colney conveyancing solicitor just because they are round the corner.