My Conveyancer in Harpenden is not on the Barclays Conveyancing Panel. Is it possible for me to retain my family solicitor even though they are not on the Barclays approved list?
Your options are as follows:
- Carry on with your preferred Harpenden lawyers but Barclays will need to use a solicitor on their list of acceptable firms. This will inevitably rack up the total conveyancing fees and cause frustration.
- Choose a new lawyer to to deal with the purchase, remembering to check they are Barclays approved.
- Try to convince your Barclays based solicitor to attempt to join the Barclays panel
I am assisting my mother sell her house in Harpenden. Does the solicitor arrange an EPC or should I organise this?
Following the demise of Home Packs, energy assessments was maintained a required element of selling a house. An energy assessment must be commissioned before the property is marketed. This is not something that law firms normally organise. Where you are instructing a Harpenden conveyancing lawyer they might be able to arrange energy assessments given their relationships with reputable Harpenden assessors
I am the only recipient of my late mum's will with all property in now in my sole name, including the my former home in Harpenden. Conveyancing formalities meant that the Land Registry date was in July. I plan to dispose of the house. I do know about the CML six month 'rule', meaning my proprietorship may be regarded the same way as though I had purchased the property in July. Is the property unsalable for six months?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Some banks would take a pragmatic view as this requirement is principally there to identify subsales or the quick reselling of properties.
Are all Harpenden Conveyancing Quality Solicitors on the HSBC conveyancing panel?
Some major banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
five months have elapsed following my purchase conveyancing in Harpenden completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying my first flat in Harpenden with the aid of help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not disclose to my lawyer about the side-deal as it will affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Hoping to buy a property located in Harpenden and I am already nervous. I couldn't find anything specific about Harpenden. Conveyancing will be needed in due course but do you know about the Harpenden area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Harpenden. In the meantime here are some basic statistics that we found