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Recently asked questions about conveyancing in Caddington

What does my ID and proof of funds have anything to do with my conveyancing in Caddington? Why is this being asked of me?

Caddington conveyancing solicitors and indeed property lawyers throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the ID of any client with a view to ensure that clients are who they say they are.

Conveyancing clients are required to disclose two forms of certified ID; proof of identity (typically a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).

Evidence of the origin of funds is also necessary in compliance with the money laundering statutes as lawyers are duty bound to investigate that the funds you are using to buy a property (whether it be the deposit for exchange or the total purchase price if you are buying mortgage free) has originated from an acceptable source (such as an inheritance) as opposed to the proceeds of criminal behaviour.

Should commercial conveyancing searches reveal impending roadworks that may affect a commercial estate in Caddington?

Its becoming the norm that commercial conveyancing solicitors in Caddington will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Caddington. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Caddington.

For every commercial conveyancing transaction in Caddington it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Caddington commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Caddington.

I bought my house on 4 January and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Caddington expressed confidence that it would be dealt with in less than a month. Are properties in Caddington uniquely lengthy to register?

As far as conveyancing in Caddington registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can differ according to who lodges the application, whether there are errors and whether the Land registry must send notices to any 3rd parties. Currently approximately 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Historically registration takes place once the new owner is living at the premises thus an expedited registration is not usually primary concern yet where it is urgent that the the registration takes place urgently then you or your conveyancer should communicate with the Registry to express the reasoning for an expedited registration.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Caddington is the location of the property. Can you offer any advice?

Flying freeholds in Caddington are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Caddington you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Caddington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I bought a flat in Caddington last 1/9/2017 and to date it is still not registered with HMLR. It is part of a development site and my conveyancer told me that it can take 12 months to register. I have spoken with HM Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. What can I do?

Contact your property lawyer - if you are not getting sensible responses, look up their firm’s complaints procedure and amplify your concerns to a Complaints Manager. Registrations for Caddington conveyancing are not known to be particularly slow.

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Find out more about how flying freehold can affect your the value of a property.