My grandmother passed away six months ago and as sole heir and executor I was left the property in Caddington. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?

Where you intend to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.

I am purchasing a victorian detached house in Caddington. We would like to carry out a loft conversion at the property.Will legal due diligence on the property involve checks to determine if these alterations are permitted?

Your conveyancer should review the deeds as conveyancing in Caddington can occasionally identify restrictions in the title deeds which restrict certain changes or require the consent of a 3rd party. Many extensions need local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.

The mortgage over my property is with Yorkshire BS for my property in Caddington. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?

Your original mortgage agreement with Yorkshire BS will provide that you need their approval in advance of renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. It may be that Yorkshire BS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel firm.

I had an offer accepted on a property in Caddington on 18/6/2025, valuation was booked 2 days later, received a clean bill of health. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

I used Action Conveyancing several years past for my conveyancing in Caddington. Now, I need the documents however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Caddington of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

My husband and I are one month into a leasehold purchase having been directed to solicitors by the selling agent to perform conveyancing in Caddington. I am not happy. Could you you assist me in finding new solicitors?

They would need to be really poor to suggest replacing them. Has the mortgage offer been sent? If so you need to advise them of the new solicitor and ensure the offer are re-issued. Your new conveyancer needs to be on the mortgage company approved list to avoid supplemental costs and complications. So that should be your starting point. Our search tool can assist you in finding a lender approved solicitor for your conveyancing in Caddington

I’m about to sell my basement apartment in Caddington. Conveyancing has not commenced, but I have recently had a half-yearly maintenance charge invoice – what should I do?

Your conveyancing lawyer is likely to suggest that you should discharge the invoice as usual given that all rents and maintenance payments should be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Caddington Leasehold Conveyancing - Sample of Questions you should consider before Purchasing

What is the name of the managing agents? Many Caddington leasehold properties will incur a service bill for the upkeep of the block invoiced on behalf of the management company. If you buy the flat you will have to pay this charge, normally periodically accross the year. This may vary from several hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all probability there will be a ground rent for you to pay yearly, ordinarily this is not a large amount, say around £50-£100 but you should to enquire as sometimes it can be many hundreds of pounds. The prefered form of lease structure is a share of the freehold. In this situation the leaseholders have being in charge if their destiny and notwithstanding that a managing agent is often retained if the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.