I am due to complete on the purchase of a property in Limbury but as a consequence of wreckage from some water damage at the property I have was able negotiate recompense from the seller in the sum of six thousand pounds by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process yet Coventry BS are not allowing this. Why were they approached?
Any lawyer being on the Coventry BS conveyancing panel is obliged to inform Coventry BS of any amendments to the purchase price. If you prohibit your lawyer to report the reduction to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new lawyer for your conveyancing in Limbury.
Have just purchased a probate house at auction in Limbury. Conveyancing is needed. What are my next steps?
Having legally committed yourself to purchase you now have to retain a conveyancing practitioner soon as you are faced with a tight deadline in which to complete the purchase. Every auction property should have a corresponding legal pack. This will likely include evidence of title and search results. In the case of leasehold premises the auction pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that you have funds in place to complete the transaction on the set completion date.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Limbury solicitor on the HSBC panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I currently have a mortgage with Nationwide for my property in Limbury. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nationwide?
Nationwide must be informed of your intention before letting out your property as this is likely to be a breach of Nationwide’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel solicitor.
I used Stirling Law several years ago for my conveyancing in Limbury. I now require my papers however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Limbury of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Are there any apps to assist me to identify a Limbury solicitor on the Britannia conveyancing panel? I have wheels and am willing to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the search on this page. Please select a lender and your location and you will see a number of Limbury conveyancing lawyers based on proximity. We have listed some Limbury conveyancing firms towards the end of this page and you can telephone them to verify if they are on the Britannia panel
My step-father has recommend that I instruct his conveyancing solicitors in Limbury. Should I find my own property lawyer?
No doubt the ideal way to find a conveyancing lawyer is to seek recommendations from friends or family who have actually used the conveyancer that you are contemplating using.