Our Flitwick lawyer has identified a difference when comparing the assumptions in the home valuation survey and what is in the title deeds. My solicitor has advised that he is obliged to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am helping my niece sell her property in Flitwick. Will the conveyancing solicitor arrange the EPC or should I organise this?
Following the abolition of HIPs, energy performance certificates was maintained a required part of selling a house. An energy assessment should be commissioned in advance of the property being advertised. This is not something that lawyers ordinarily arrange. If you are using a Flitwick conveyancing solicitor they might help arrange energy assessments due to their relationships with reputable Flitwick energy assessors
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Flitwick bank branch on numerous occasions and was told they are content with the situation and they will lend. My Flitwick conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your lawyer has to follow the Council of Mortgage Lenders’ Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Intending to buy a apartment in Flitwick. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Flitwick conveyancing practitioner is on the Virgin Money conveyancing panel.
I am close to exchanging contracts on the sale of our property in Flitwick and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local lawyer would know this is not the case. It does beg the question why the buyers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Flitwick. Having lived in Flitwick for 4 years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
In searching the internet for the term cheap conveyancing in Flitwick it reveals many conveyancerslocally. With so much choice what is the best way to find the right property lawyer for my move?
The best method of finding the right conveyancer is through a personal recommendation, so ask colleagues and those you trust who have purchased a property in Flitwick or a respected estate agent or mortgage broker. Fees for conveyancing in Flitwick differ, so it's a good idea to request a minimum of four fee estimates from varying types of law firms. Make sure that you know what costs in the quote includes.
Partway through the sale of a leasehold flat in Flitwick. Conveyancing solicitors are doing their job but we have been asked to pay a fortune from the freeholder. So far we have forked out £275 for a leasehold management pack and then a further £117.20 for supplemental questions supplied by the purchaser's conveyancing practitioner.
You will not have any say over the level of the fee for this information however the typical fee for the information for Flitwick leasehold property is £380. For Flitwick conveyancing sales it is customary for the vendor to pay for these charges. The landlord or their agents are not duty bound to answer these questions most will be content to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no statute that mandates set charges for administrative tasks. Nor is there any legal time limit by which they are obliged to provide the information.