My financial adviser requires my Flitwick law firm’s panel reference for the Lloyds conveyancing panel. What is the best way to discover this. I have contacted my local Flitwick branch but they have not responded to me.
Have you tried speaking to your Flitwick property lawyer about this?. They should have a central record lender panel numbers.
Finally the sale completed on my house in Flitwick last July yet the purchaser is texting daily complaining that their lawyer is waiting to hear from mine. What should have happened now that I have sold?
Following your disposal your lawyer is committed to send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where relevant, your solicitor should also evidence that the mortgage has been repaid to the buyers lawyers. There is unlikely to be post completion procedures just for conveyancing in Flitwick.
is it true that all Flitwick solicitors on the Aldermore conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Aldermore approved list of solicitors they would need to be overseen by the SRA. The majority of banks do allow licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
I have a mortgage with Bank of Ireland for my property in Flitwick. Conveyancing has been completed 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?
Bank of Ireland must be informed of your intention in advance of letting out your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel lawyer.
After what feels like an age I have had an offer on a flat in Flitwick agreed to, the sellers do nevertheless have a dependent purchase. The vendors have placed an offer on somewhere, but it’s not yet tied up, and are looking at other apartments booked. I have chosen a local conveyancing solicitor in Flitwick. What should be my next step? When do I get the mortgage application with TSB started?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of one thousand pounds, then valuation, Flitwick conveyancing search charges, etc). The first thing to do is ensure that your conveyancer is on the TSB conveyancing panel. Concerning the next phase this very much dictated by the specifics of your case, attraction to this property and on the state of the market. During a hot market many home buyers would apply for a home loan with TSB and pay for the valuation and only if it comes back ok would they pay their solicitor to move forward with searches.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Flitwick is the location of the property. Is there any advice you can impart?
Flying freeholds in Flitwick are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Flitwick you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flitwick may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the will of my father I am selling a residence in Neath but live in Flitwick. My conveyancer (who is 260 miles from meneeds me to sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Flitwick who can attest this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Flitwick