Find a Flitwick Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Flitwick? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Flitwick conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Flitwick conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Flitwick

My father informed me that in buying a property in Flitwick there may be various restrictions preventing external changes to a property. Is this right?

We are aware of a number of properties in Flitwick which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Flitwick should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We had chosen conveyancers with offices in Flitwick on the Coventry BS solicitor approved list. They have just billed me a separate fee for dealing with the Coventry BS mortgage. Is this a supplemental conveyancing fee specified by Coventry BS?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer can levy a fee for this. The charge is not dictated by Coventry BS but by your Flitwick conveyancer. Some firms on the Coventry BS panel will quote ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.

HSBC have agreed my home loan in principle, my bid on a flat in Flitwick has been agreed to, what happens next?

The property agent will wish to be informed of your property lawyer's details (ensure that the solicitors are on the lender’s panel). Call up HSBC or the financial adviser and finish off any relevant documentation. HSBC will sellect a valuer who will get in contact with the selling agent or vendor to schedule a time for the valuation to happen. Once conducted (assuming no problems) it takes about a week to get a mortgage offer. HSBC will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Flitwick.

What does a local search tell me about the property we're purchasing in Flitwick?

Flitwick conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search is essential in every Flitwick conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

Due to the input of my in-laws I had a survey completed on a property in Flitwick in advance of instructing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies will refuse to issue a mortgage on a flying freehold house.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Flitwick. Conveyancing will be smoother if you use a solicitor in Flitwick especially if they are acquainted with such properties in Flitwick.

I’m about to sell my ground floor apartment in Flitwick. Conveyancing solicitors are to be appointed soon, but I have recently received a quarterly maintenance charge demand – should I leave it to the buyer to sort out?

It best that you clear the maintenance contribution as usual because all ground rent and maintenance invoices should be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Flitwick Leasehold Conveyancing - Sample of Queries before Purchasing

    Most Flitwick leasehold properties will incur a service bill for the upkeep of the building invoiced on behalf of the landlord. Where you buy the property you will have to meet this contribution, usually in instalments throughout the year. This can vary from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all probability there will be a rentcharge to be met yearly, ordinarily this is not a exorbitant sum, say around £50-£100 but you should to check as occasionally it can be many hundreds of pounds. Generally speaking the outlay for major works are not included within service charges, although some managing agents in Flitwick obliged tenants to pay into a sinking fund and this is used to offset against larger works. What is the the remaining lease term?

What type of property do your Flitwick conveyancing quotes relate to?

The quotes supplied are only appropriate to standard residential property in England & Wales. Where you have any different needs such as industrial or agricultural land or commercial conveyancing in Flitwick do telephone us to discuss this further .

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Find out more about how flying freehold can affect your the value of a property.