It may have been a long time coming a mortgage offer from HSBC for the remortgage of my 3 bedroom flat is to be issued any day now. Are you able to put forward a cheap conveyancing law firm in Flitwick?

You are on the wrong site if you are seeking a cheap conveyancing solicitors in Flitwick. Our aim is to provide cost effective conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies offering low cost conveyancing in Flitwick. The optimum outcome, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for additional fees and still not receive the service required.

What is the optimum way to investigate if the solicitor conducting my conveyancing in Flitwick is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Royal Bank of Scotland thus paying £192.00 in further conveyancing invoice.

Please do take advantage of the search tool on this site. Please choose the lender and type ‘Flitwick’ or your preferred area and you will discover a number of lawyer located in Flitwick or by proximity to you.

Me and my brother purchased a terraced Georgian property in Flitwick. Conveyancing practitioner acted for me and Nationwide Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Flitwick and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the work.

Over the last few months I have been searching for a flat up to £195,000 and found one round the corner in Flitwick I like with open areas and transport links in the vicinity, however it only has 52 years on the lease. There is not much else in Flitwick suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

If you require a home loan that many years may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I am intending to rent out my leasehold flat in Flitwick. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?

A small minority of properties in Flitwick do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

Flitwick Leasehold Conveyancing - Sample of Queries Prior to buying

How is the lease structured? Most Flitwick leasehold properties will have a service bill for maintenance of the building levied by the management company. Should you purchase the flat you will have to pay this amount, normally in instalments accross the year. This may differ from several hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a ground rent for you to pay annual, this is usually not a exorbitant amount, say around £50-£100 but you need to check it because on occasion it can be many hundreds of pounds. How much is the yearly service fee and ground rent?