We are buying a property and require a conveyancing solicitor in Clophill who is on the Lloyds approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Clophill.
Can you help - my lawyer advises that lack of planning permission insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Clophill?
The right level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Barclays and Chelsea Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
The formalities of my remortgage has taken place for my property in Clophill. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Planning on purchasing a flat in Clophill. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clophill conveyancer is on the Barclays conveyancing panel.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Clophill is the location of the property. Can you offer any guidance?
Flying freeholds in Clophill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Clophill you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clophill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am on look out for some leasehold conveyancing in Clophill. Before I get started I want to be sure as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and 99.9% are in Clophill - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Clophill Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
How many of the leaseholders are in arrears for their maintenance charge payments? How much is the service charge and ground rent on the property?
What type of premises does your Clophill conveyancing quotes relate to?
Our conveyancing quotes are only appropriate to standard domestic property in England & Wales. Should you have any different requirements for instance industrial or agricultural property or commercial conveyancing in Clophill please telephone us to address your requirements .