As I am unsure how the conveyancing bit works what is the most important number one tip you can impart concerning purchase conveyancing in Clophill?

Not many law firms shout this from the rooftops but conveyancing in Clophill and elsewhere in England and Wales is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of opportunity for confrontation between you and others involved in the ownership transfer. For example, the vendor, selling agent and on occasion your mortgage company. Selecting a lawyer for your conveyancing in Clophill an important selection as your conveyancer is your adviser, and is the SOLE person in the transaction whose role it is to act in your legal interests and to protect you.

There is a definite increase of a "blame" culture- someone has to be blamed for the process taking so long. You should always trust your conveyancer ahead of all other players in the home moving process.

A relative informed me that in buying a property in Clophill there could be various restrictions prohibiting external alterations to the property. Is this right?

We are aware of a number of properties in Clophill which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Clophill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Is it the case that all Clophill CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved practices?

A selection of banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.

I am currently in the process of buying my council flat in Clophill. I have a mortgage offer with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.

How does conveyancing in Clophill differ for newly converted properties?

Most buyers of new build or newly converted property in Clophill approach us having been asked by the builder to exchange contracts and commit to the purchase even before the house is completed. This is because builders in Clophill tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Clophill or who has acted in the same development.

How does the Landlord & Tenant Act 1954 affect my commercial premises in Clophill and how can you help?

The 1954 Act affords security of tenure to business leaseholders, granting the dueness to apply to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Clophill is one of the numerous areas of the UK in which the firms we work with are based

We are looking to buy a repossessed flat in Clophill and the vendor require completion within 28 days. Can a conveyancer meet that timeframe? Would it be better to instruct a local Clophill firm or an online conveyancer that advertises to complete quickly?

Attend your Clophill high street. Pop in to 3 firms and ask to see a conveyancing solicitor for an estimate. Set out your situation and try and obtain assurances on speed. Select the firm that seems most efficient. Make sure to choose a conveyancer on the list of lawyers acceptable to your lender.