It is a dozen years since I bought my house in Clophill. Conveyancing solicitors have now been instructed on the sale but I am unable to locate my title deeds. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be retained by the mortgage company or they could be archived with the lawyers who acted in the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Clophill relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Just acquired a terraced house in Clophill , What is the estimated time for the Land Registry to record my ownership? My Clophill conveyancing solicitor has been very slow, so I want to be sure that my purchase is recorded.
There is nothing unique about conveyancing in Clophill registration formalities. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether there are errors and if the Land registry need to notify any other parties. Currently approximately three quarters of submission are completed in less than three weeks but some can be subject to protracted hold-ups. Historically registration occurs after the purchaser is living at the property thus post completion formalities is not always primary concern but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Clophill differ for newly converted properties?
Most buyers of new build premises in Clophill come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Clophill typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Clophill or who has acted in the same development.
I was recommended by a number of property agents in Clophill to find a property lawyer using your seach tool. Is there a financial advantage for Estate Agents to offer your services rather than a competitor’s?
We refuse to make any commission for directing people our way. We found it would be just too difficult a fee because home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
As co-executor for the estate of my grandfather I am disposing of a residence in Cardiff but reside in Clophill. My lawyer (who is 300 miles from meneeds me to sign a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing lawyer in Clophill who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Clophill based