Recently contacted my conveyancing solicitor in Maulden who conducted the legals 18 months ago requesting a conveyancing costs illustration based on the same type of home move (a leasehold residence and a freehold property) of almost identical values with a loan from Barclays Direct. It looks as though am now being charged double. Should I look for a cheaper online property lawyer?
The estimate does seem a little on the high side. Where you are content to expend time comparing costs you may be able to trim some of the cost by as much as £100 plus VAT. That being said, providing that you were content with the assistance the firm offered you maycome to regret opting for an an unknown solicitor. Don't forget to check that the solicitor can act for Barclays Direct. You can make use of our search tool to choose a Maulden conveyancing firm on the Barclays Direct approved list of lawyers, which can often include conveyancing solicitors in Maulden.
My fiance and I are purchasing a newly converted flat in Maulden with a loan from Barnsley Building Society.We have a Maulden conveyancing lawyer but Barnsley Building Society says she’s not listed on their "panel". We have to appoint a Barnsley Building Society panel lawyer or retain our high street solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that Barnsley Building Society use our lawyer?
Unfortunately,no. The mortgage issued to you is subject to its terms and conditions, one of which will be that solicitors will be on the Barnsley Building Society conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Barnsley Building Society
We are close to exchanging contracts on the sale of our property in Maulden and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know that there is no such problem. It does beg the question why the purchasers instructed an online conveyancing firm as opposed to a conveyancing solicitor in Maulden. Having lived in Maulden for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified during conveyancing in Maulden?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Maulden. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My fiance and I may need to rent out our Maulden ground floor flat for a while due to taking a sabbatical. We instructed a Maulden conveyancing practice in 2003 but they have closed and we did not think at the time get any advice as to whether the lease prohibits the subletting of the flat. How do we find out?
Some leases for properties in Maulden do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Maulden Leasehold Conveyancing - Sample of Queries Prior to buying
Make sure you enquire if the the lease includes any unreasonable restrictions in the lease. For example it is fairly common in Maulden leases that pets are not allowed in in a block in Maulden. If you like the propertyin Maulden but your cat is not allowed to make the move with you then you have a very difficult determination. It is important to be aware if window replacement or some other major work is due shortly that will be shared by the leasehold owners and may well materially impact the level of the maintenance charges or require a specific payment. It would be sensible to find out as much as possible regarding the managing agents as they will either make living at the property much easier or problematic. As the proprietor of a leasehold property you will be in the clutches of the managing agents both financially and when it comes to every day matters such as the tidiness of the common parts. Ask prospective neighbours if they are happy with their management. Finally, find out the dates that you are obliged pay the maintenance charge to the managing agents and specifically what you get for your money.