My previous conveyancer has quoted £1350 for no move no fee conveyancing in Maulden. I’m hoping to sell a purpose built house for £250,000. Are these estimated fees excessive? Is it in excess of what I should be paying for conveyancing in Maulden?

The costs illustration is fractionally on the expensive side. If you are happy to invest time comparing costs you may be able to reduce the fees marginally by say a hundred pounds. That being said, you couldlive to rue choosing an an untested solicitor. If is important to check the firm can also act for your lender. Do use our comparison tool to locate a Maulden conveyancing firm on the lender’s conveyancing panel which can often include conveyancing solicitors in Maulden.

I'm purchasing my first flat in Maulden with a loan from Accord Mortgages Ltd. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent told me not disclose to my conveyancer about the side-deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Maulden is the location of the property. Is there any guidance you can give?

Flying freeholds in Maulden are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Maulden you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maulden may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Back In 2004, I bought a leasehold house in Maulden. Conveyancing and Barclays Direct mortgage are in place. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Maulden who previously acted has long since retired. Any advice?

First make enquiries of HMLR to make sure that this person is indeed the new freeholder. There is no need to instruct a Maulden conveyancing lawyer to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I acquired a 2 bed flat in Maulden, conveyancing formalities finalised April 2005. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Maulden with a long lease are worth £211,000. The ground rent is £45 per annum. The lease expires on 21st October 2093

You have 67 years unexpired we estimate the premium for your lease extension to be between £10,500 and £12,000 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use the figures in tribunal or court proceedings. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.

Our offer on semi in Maulden has been accepted, but there is a chain. The current proprietors have offered on a flat, although it’s not yet tied up, and has viewings of other apartments in the pipeline. I have selected a local conveyancing solicitor in Maulden. What do I do now? At what stage should I apply for the mortgage with HSBC?

It is normal to have anxieties where there is an associated chain given your reluctance to incur expenses too early (home loan application is approx £1k, then valuation, Maulden conveyancing search fees, etc). The first thing to do is check that your property lawyer is on the HSBC conveyancing panel. Regarding the next stages this very much dictated by the uniqueness of your transaction, desire for the property and on the state of the market. During a hot market the majority of home buyers will apply for a home loan with HSBC and pay for the survey and only if it was satisfactory would they pay their property lawyer to move forward with the conveyancing in Maulden.