I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a residence in Silsoe? or I am told that there is an ancient law that could mean that homeowners residing in a parish church boundary may be liable to pay for repairs towards the chancel within the church. Is this applicable for conveyancing in Silsoe?

Unless a previous purchase of the house took place post 12 October 2013 you can assume that conveyancing practitioners conducting conveyancing in Silsoe to continue to suggest a chancel search and or insurance against a claim.

I'm purchasing a new build house in Silsoe benefiting from help to buy. The sellers would not move on the amount so I negotiated 6k of extras instead. The house builders rep told me not reveal to my conveyancer about this deal as it would jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a flat up to £245,000 and found one close by in Silsoe I like with open areas and railway links nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Silsoe in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a mortgage the shortness of the lease may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

How does the Landlord & Tenant Act 1954 affect my business offices in Silsoe and how can you help?

The particular law that you refer to gives protection to business lessees, giving them the right to apply to court for a renewal lease and remain in occupation at the end of the lease term. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and assist with commercial conveyancing in Silsoe

What tools are available to search for a Silsoe conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 20miles to meet the lawyer.

You can use the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Silsoe and you will see a number of lawyer located nearest Silsoe. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.