My husband and I are purchasing a 2 bedroom apartment in Toddington with a mortgage. We like our Toddington conveyancer, but the mortgage company says he's not on their "panel". It seems we have no choice but to use one of the mortgage company panel solicitors or continue with our Toddington lawyer as well as pay for one of their panel firms to represent them. This feels very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Toddington conveyancing solicitor to apply to be on the conveyancing panel.
We are planning to acquire a property and need a conveyancing solicitor in Toddington who is on the Aldermore solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Toddington.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who did the conveyancing in Toddington 5 years ago are no longer around. What are my next steps?
Gone are the days when you need to have the physical original deeds to evidence that you own the land or premises, as the Land Registry have everything they need in a digital format.
Due to the advice of my in-laws I had a survey completed on a house in Toddington before retaining solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some lenders tend refuse to grant a loan on this type of house.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Toddington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Toddington to see if the conveyancing will be more expensive.
I am looking for a conveyancing lawyer in Toddington for my sale. Is it possible to check a firm’s record with the profession’s regulator?
Members of the public may read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training reasons.