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Find a Woburn Sands Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Woburn Sands? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Woburn Sands home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Woburn Sands conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Woburn Sands

As someone unfamiliar with the Woburn Sands conveyancing process what’s your top tip you can impart for the legal transfer of property in Woburn Sands

You may not hear this from too many lawyers but conveyancing in Woburn Sands or throughout Buckinghamshire is often a confrontational process. In other words, when it comes to conveyancing there is plenty of room for confrontation between you and others involved in the transaction. For instance, the seller, estate agent and on occasion a mortgage company. Appointing a law firm for your conveyancing in Woburn Sands should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the process whose role it is to protect your best interests and to keep you safe.

On occasion a third party with a vested interest will try and persuade you that it is in your interests to do things their way. For example, the selling agent may claim to be assisting by claiming that your lawyer is wrong. Or your mortgage broker may advise you to do something that is against your conveyancers guidance. You should always trust your lawyer above all other parties in the conveyancing process.

My lender has recommended a law firm on their panel based in Woburn Sands but I would rather use a conveyancing lawyer in Woburn Sands round the corner to me. Are you able to assist?

It is by no means the case that all Woburn Sands conveyancing firms are listed all banks conveyancing panel. Please make use of the above find an approved solicitor tool to locate a Woburn Sands conveyancing solicitor on the on the lender panel.

I have paid off my mortgage with Skipton. I assume I don't need a Woburn Sands conveyancer on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Skipton has sent the Land Registry the discharge electronically, and
  3. Skipton has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Skipton mortgage has been paid off.

I can not work out if my lender requires a lease extension. I have called my Woburn Sands bank branch on various occasions and was advised it wasn't an issue and they would lend. My Woburn Sands conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their published requirements. Who do I believe?

Provided that the solicitor is on the mortgage company approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

After shopping around on the internet I have found a Woburn Sands conveyancer having made sure that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?

Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Woburn Sands postcode. As you are getting a mortgage with Barclays, you could contact them to see if they have a list of approved surveyors in Woburn Sands.

I'm purchasing a new build house in Woburn Sands with the aid of help to buy. The sellers would not move on the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not reveal to my lawyer about the extras as it may put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been advised by a number of estate agents in Woburn Sands to find a solicitor on your site. Is there a financial inducement for Estate Agents to promote your lawyers ahead of another?

We refuse to make any financial incentive for directing people in our direction. We found it would be just too difficult a fee because home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

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