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Find a Fenny Stratford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Fenny Stratford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Fenny Stratford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Fenny Stratford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Fenny Stratford

When will exchange of contracts occur in purchase conveyancing in Fenny Stratford and do I need to be at the solicitors office?

Where you are in close proximity to our conveyancing solicitors in Fenny Stratford you are welcome to come in to sign contracts. However, the firms we work with provide a national conveyancing service and give just as detailed and professional a job for you when communicating with you by post or email. The signing of the purchase agreement is not the critical part. A signed contract simply enables the firm to exchange contracts when the time is right, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Fenny Stratford)to be in the office available at the end of the phone to exchange contracts.

Are all Fenny Stratford Conveyancing Quality Solicitors on the Bank of Ireland conveyancing list of approved firms?

Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Fenny Stratford solicitor - who is on the Principality conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Fenny Stratford surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

At last I have had an offer on an apartment in Fenny Stratford agreed to, but there is a chain. The owners have offered on on an apartment, but it’s not yet agreed to, and are looking at other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Fenny Stratford. What should be my next step? When do I get the mortgage application with Kent Reliance started?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then survey, Fenny Stratford conveyancing search costs, etc). The first course of action is to check that your conveyancing practitioner is on the Kent Reliance approved list. As to the subsequent phase this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. In a buoyant market many home buyers will apply for the mortgage with Kent Reliance and pay for the valuation and only if it comes back ok would they ask their lawyer to press on with the conveyancing in Fenny Stratford.

My wife and I have a renovated Edwardian property in Fenny Stratford. Conveyancing practitioner represented me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fenny Stratford and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing solicitor who completed the work.

I was pointed in your direction by a number of estate agents in Fenny Stratford to locate a property lawyer on your site. What’s the financial incentive for Estate Agents to recommend your site ahead of another?

We refuse to give any referral fee for sending work to this site. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

Am I better off to go with a Fenny Stratford conveyancing lawyer based in the vicinity that I am hoping to buy? We have a good friend who can handle the legal work however they are based approximately 350kilometers away.

The benefit of a high street Fenny Stratford conveyancing practice is that you can attend the office to execute documents, deliver your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were impressed that must surpass using an unfamiliar Fenny Stratford conveyancing solicitor solely due to them being local.

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Find out more about how flying freehold can affect your the value of a property.