Our Willen solicitor has discovered an inconsistency when comparing the assumptions in the valuation survey and what is revealed within the legal papers for the property. My lawyer has advised that he is duty bound to check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s stance appropriate?

Your must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

It is is a decade since I acquired my property in Willen. Conveyancing lawyers have recently been instructed on the sale but I am unable to find the deeds. Will this cause complications?

Don’t worry too much. Firstly the deeds may be retained by your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Willen relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.

I moved into my house on 14 May and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Willen expressed confidence that it would be dealt with inside ten days. Are properties in Willen uniquely lengthy to register?

As far as conveyancing in Willen registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether it is in order and if the Land registry need to notify any third parties. At present approximately three quarters of such applications are completed in less than three weeks but occasionally there can be longer delays. Registration takes place after the new owner is living at the property thus registration formalities is not typically primary concern yet where there is a degree of urgency associated with the registration then you or your solicitor must speak with the land registry and explain the circumstances.

Is it best to appoint a Willen conveyancing practitioner in close proximity to the house I am purchasing? I have an old university friend who can conduct the conveyancing however his firm is located approximately 350miles drive away.

The benefit of a high street Willen conveyancing practice is that you can drop in to sign documents, hand in your ID and apply pressure on them where appropriate. Having local Willen know how is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and the majority were impressed that must surpass using an unknown Willen conveyancing lawyer just because they are based in the area.

Willen Leasehold Conveyancing - A selection of Queries Prior to Purchasing

Does the lease include onerous restrictions? The majority of Willen leasehold apartments will have a service bill for the upkeep of the building set by the landlord. If you purchase the apartment you will have to meet this contribution, normally periodically throughout the year. This can be anything from a couple of hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent to be met annual, this is usually not a significant sum, say about £25-£75 but you need to enquire as on occasion it can be many hundreds of pounds.