My husband and I are buying a 3 bedroom flat in Linslade with a mortgage. We like our Linslade conveyancer, but the lender says she’s not on their "panel". We have to appoint one of the mortgage company panel solicitors or keep our Linslade conveyancing practitioner as well as pay for one of their panel lawyers to represent them. This feels very unfair; are we not able to require that the mortgage company use our Linslade conveyancer ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Linslade conveyancing lawyer to apply to be on the conveyancing panel.

Do lenders provide you with an approved list of Linslade conveyancing solicitors? How do you know who is on the Coventry BS conveyancing panel?

Linslade conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Linslade. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/7/2024, the requirements read as follows :

Will commercial conveyancing searches reveal proposed roadworks that may impact a commercial site in Linslade?

Its becoming the norm that commercial conveyancing solicitors in Linslade will execute a SiteSolutions Highways report as it reduces the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Linslade. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Linslade.

For every commercial conveyancing transaction in Linslade it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Linslade commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Linslade.

I need to consider costs for conveyancing in Linslade from three property lawyer and decide on one. Am I right to tell them to sit tight until I have found somewhere to acquire.

You should wait to ask your conveyancing practitioner to open a file and order searches once the sales memo has been issued by the estate agent particularly as Linslade conveyancing searches are not cheap.