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Find a Harrold Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Harrold? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Harrold transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Harrold conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Harrold

My fiance and I changing mortgage lender for our maisonette in Harrold with Santander. We have a son 18 who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this form unique to the Santander conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) Does our son by signing this compromise his rights to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

We wanted to use a conveyancing solicitor in Harrold for our house move. Our financial adviser informed us that our mortgage company TSB won't deal with them. Surely this is unfair competition?

Pre- 2008 most banks had a different appetite for risk. Almost all Harrold conveyancing firms would have been on many mortgage company panels. The Financial Services Authority in 2010 conducted a thematic investigation into mortgage fraud which come to the conclusion: know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms about their operations and the individuals who work for them as well as establishing certain criteria such a completing on a minimum amount of conveyancing. Many Harrold conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Harrold is one of the thousands of areas where the lawyers showing on our search results are on the panel for TSB.

I have decided to exercise my right to buy my property in Harrold off the council. I have a mortgage offer with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.

I have a mortgage with Coventry BS for my property in Harrold. Conveyancing was finalised 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Coventry BS?

Your original mortgage agreement with Coventry BS will provide that you need their approval before letting out your property as this is likely to be a breach of Coventry BS’s mortgage conditions. It may be that Coventry BS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel lawyer.

I am selling my apartment. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Coventry BS are being a right pain. The Harrold solicitor who is on the Coventry BS conveyancing panel is saying indemnity insurance will be fine but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

We are purchasing a property and the conveyancer has raised the issue of Chancel Repair for which the house may be liable because it falls into the area of such a church. She has mentioned insurance. Is this really necessary for conveyancing in Harrold

Unless a previous purchase of the property completed after 12 October 2013 you could expect lawyers carrying out conveyancing in Harrold to remain encouraging a chancel search and or insurance against a claim.

How do I use your search tool to select a conveyancing solicitor in Harrold on the panel for my mortgage?

First pick a mortgage company such as Yorkshire Building Society, Chelsea Building Society or TSB then choose your preferred area a common one being Harrold. Conveyancing practices in Harrold and nationally should be shown.

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