I just acquired a house at auction in Harrold. Conveyancing is necessary. What happens now?

Given that you have now for in every practical sense signed on the dotted line you will need to retain a conveyancing solicitor quickly as you are facing a tight a fixed date to complete the conveyancing. All auction property should have a corresponding auction pack. This will include evidence of title and search results. Where you are dealing with leasehold premises the auction papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You need to give this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in order to complete the transaction on the set completion date.

Can you point me to a directory of Kent Reliance panel conveyancers in Harrold on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. Very few lenders make their panel listings viewable on the web. If you are looking for a Harrold property lawyer on the Kent Reliance please use our tool.

After months of negotiation I have agreed a price on an apartment in Harrold. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an advanced payment of £175. A few days later, the solicitor called me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I have been advised by a few selling agents in Harrold to get a quote from a conveyancer on your site. What’s the financial advantage for Estate Agents to offer your site rather than alternative conveyancing organisations?

We don’t make any referral fee for pointing buyers and sellers in our direction. We found it would be just too difficult a fee because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

I need to appoint a conveyancing solicitor for freehold conveyancing in Harrold. I've land on a web site which looks to be the ideal offering If there is a chance to get all formalities completed via email that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I only have 62 years unexpired on my flat in Harrold. I now want to get lease extension but my freeholder is missing. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to demonstrate that you have made all reasonable attempts to locate the landlord. On the whole an enquiry agent may be useful to conduct investigations and to produce a report to be used as evidence that the landlord can not be located. It is advisable to get professional help from a conveyancer both on devolving into the landlord’s disappearance and the application to the County Court overseeing Harrold.

I bought a studio flat in Harrold, conveyancing formalities finalised 7 years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Harrold with over 90 years remaining are worth £222,000. The ground rent is £50 invoiced every year. The lease expires on 21st October 2096

With only 71 years unexpired we estimate the premium for your lease extension to span between £9,500 and £11,000 plus professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.

I was advised by my mortgage company that their panel conveyancers operate no completion no charge basis for conveyancing in Harrold. My purchase aborted yet the solicitors have requested search fees! They say the fees are nothing to do with their fees!

Harrold conveyancing search charges are separate expenses not solicitors costs as these are payable to a third party.