Why do I have to pay up front for my conveyancing in Harrold?
If you are buying a property in Harrold your solicitor will request that you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is payable against the total price then this should be needed immediately prior to exchange of contracts. The closing balance that is due will be payable shortly before completion.
A colleague informed me that in purchasing a property in Harrold there could be various restrictions preventing external changes to a property. Is this right?
We are aware of a number of properties in Harrold which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Harrold should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My partner and I have organised the release of further funds on our mortgage from Nationwide as we wish to conduct improvements to our property in Harrold. Are we obliged to choose a nearby Harrold solicitor on the Nationwide conveyancing panel to deal with the paperwork?
Nationwide do not ordinarily instruct firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide panel.
I am due to exchange contracts on my house. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being a right pain. The Harrold solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlyfound out that Action Conveyancing have closed. They carried out my conveyancing in Harrold for a purchase of a leasehold apartment 9 months ago. How can I establish that my home is registered correctly in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Harrold conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Harrold is the location of the property. Can you shed any light on this issue?
Flying freeholds in Harrold are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Harrold you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Harrold may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My partner has recommend that I instruct his conveyancing solicitors in Harrold. Should I find my own solicitor?
There are no two ways about it the best way to find a conveyancing solicitor is to seek guidance from friends or family who have actually previously instructed the firm you're are thinking of instructing.