My mortgage broker says he needs my Bozeat solicitor’s panel reference for the Santander conveyancing panel. How do I obtain this. I have e-mailed my local Bozeat office but they cant find it on their system.

Have you tried calling your Bozeat lawyer about this?. They retain a central record lender panel numbers.

Will commercial conveyancing searches disclose impending roadworks that could impact a commercial property in Bozeat?

Many commercial conveyancing solicitors in Bozeat will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Bozeat. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Bozeat.

For each commercial conveyancing transaction in Bozeat it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may result in delays to Bozeat commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Bozeat.

I'm buying my first flat in Bozeat with a loan from Skipton Building Society. The developers would not move on the price so I negotiated 6k of additionals instead. The property agent told me not reveal to my conveyancer about the deal as it would jeopardize my mortgage with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a house in Bozeat ahead of instructing solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some lenders will not give a loan on this type of home.

It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bozeat. Conveyancing may be slightly more expensive based on your lender's requirements.

Are there frequently found defects that you come across in leases for Bozeat properties?

There is nothing unique about leasehold conveyancing in Bozeat. All leases are drafted differently and legal mistakes in the legal wording can result in certain provisions are missing. The following missing provisions could result in a defective lease:

Service charge per centages that don't add up correctly leaving a shortfall

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. HSBC Bank, Bank of Scotland, and Bank of Ireland all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, obliging the buyer to withdraw.

I am the registered owner of a 2 bed flat in Bozeat, conveyancing was carried out 9 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Bozeat with over 90 years remaining are worth £202,000. The ground rent is £60 per annum. The lease finishes on 21st October 2075

With 57 years left to run we estimate the premium for your lease extension to be between £28,500 and £33,000 plus costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.